32 Smart Rd, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 32 Smart Rd, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 624 sqft · built 1880
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (May 2020)
Tax Bill	$4,641 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELF M:009 L:100`

Property Details

APN / Parcel Number

Primary APN	`BELF M:009 L:100`
Alternative APN	`1636`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	624 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 2019
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1636
Street Address	32 SMART RD
City	BELFAST
State	ME
Zip	04915-7078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	100
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	1
Census Block	1005
Census Tract	43000

Owner

32 Smart Rd is owned by an individual who bought it in May 2020.

Source: Waldo County and Belfast City records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	378 BELMONT AVE, A, BELFAST, ME 04915-7572
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Nov 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Prior Sale	Nov 20, 2017
Deed Document Number	20203739
Deed Book / Page	4496 / 127
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	32 SMART RD, BELFAST, ME 04915-7078
Document Number	0044960129
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SMART RD BELFAST ME 049157078, BELFAST, ME 04915-7078

Mortgage

Document Number	0044960129
Date	May 22, 2020
Book Page	004496/000129
Instrument	3740

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELFAST ME
Recording Date	Nov 20, 2017
Property Address	32 SMART RD, BELFAST, ME 04915-7078
Document Number	0042230292
Book / Page	004223 / 000292
Instrument Date	Oct 23, 2017
Instrument	11038
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 HIGH ST ATHOL MA 013312543, ATHOL, MA 01331-2543

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELFAST ME
Recording Date	Nov 20, 2017
Property Address	32 SMART RD, BELFAST, ME 04915-7078
Document Number	0042230294
Book / Page	004223 / 000294
Instrument Date	Oct 19, 2017
Instrument	11039
Transaction Type	Transfer
Record Updated	Dec 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	661 E MAIN ST #200-157 MIDLOTHIAN TX 760653340, 200-15, MIDLOTHIAN, TX 76065-3340

Tax Assessment & Valuation

The 2025 property tax bill for 32 Smart Rd was $4,641, up 6.1% from the year before.

Source: Waldo County and Belfast City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,641.00 (+6.1%)	$284,000 (-) Land $62,500 Building $221,500
2024	$4,374.00 (+33.93%)	$284,000 (+74.77%) Land $62,500 Building $221,500
2023	$3,266.00 (-2.24%)	$162,500 (+4.1%) Land $31,000 Building $131,500
2022	$3,341.00	$156,100 Land $31,000 Building $125,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32 Smart Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Smart Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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