32 Shipley Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 32 Shipley Ln, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 2023
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Dec 2023)
Tax Bill	$1,146 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9587264701`

Property Details

APN / Parcel Number

Primary APN	`9587264701`
Alternative APN	`10004149`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Heated Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Porch	Slab
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10004149
Street Address	32 SHIPLEY LN
City	FLAT ROCK
State	NC
Zip	28731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10004149~R
Legal Description	PHASE 5, DODD MEADOWS 0.2 AC LO83 PL2019-11695
Legal Subdivision	DODD MEADOWS SUBDIVISION
Legal Phase	5
Legal Block	26
Legal Lot Number	4701
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1004
Census Tract	931401

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 SHIPLEY LN, FLAT ROCK, NC 28731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	20231007955
Deed Book / Page	4117 / 92
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Dec 15, 2023
Property Address	32 SHIPLEY LN, FLAT ROCK, NC 28731
Document Number	0041170092
Book / Page	4117 / 92
Map Reference	SL 11695
Instrument Date	Dec 12, 2023
Instrument	1001007955
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 KEITH ST, HENDERSONVILLE, NC 28792-5810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SHIPLEY LANE E, FLAT ROCK, NC 28731

Mortgage

Document Number	1001007956
Date	Dec 15, 2023
Instrument	1001007956

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,300 (+351.99%) Land $28,000 Building $176,300
2025	$1,146.00
2023		$45,200 Land $28,000 Building $17,200	$204,300 Land $28,000 Building $176,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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