Contra Costa County property record for 32 Shetland Ct, San Ramon, CA 94583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,176 sqft · built 1983 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,001,000 (Aug 2006) |
| Tax Bill | $15,591 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-101-002-3 |
| Primary APN | 213-101-002-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,176 sqft Living Area |
| 1st Floor Area | 1,486 sqft |
| 2nd Floor Area | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 80 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 32 SHETLAND CT |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94583-2562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T05520 L0070 B |
| Legal Subdivision | SUBDIVISION 5520 |
| Legal Tract | 05520 |
| Legal Lot Number | 70 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 345111 |
32 Shetland Ct is owner-occupied and held in a trust since August 2006.
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 32 SHETLAND CT, SAN RAMON, CA 94583-2562 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 5, 2026 | Intrafamily Transfer, Transfer |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 6, 2018 | Intrafamily Transfer, Transfer · ARM FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2006 · Amount on File |
| Deed Sale | Aug 15, 2006 · Amount on File |
| Deed Document Number | 2006257960 |
| Prior Transfer Date | May 31, 1994 |
| Prior Transfer Doc | 0000148685 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 5, 2026 |
| Property Address | 32 SHETLAND CT, SAN RAMON, CA 94583-2562 |
| Document Number | 0000011559 |
| Map Reference | MB 290 PG 32 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 2026- 011559 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 SHETLAND CT, SAN RAMON, CA 94583-2562 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 32 SHETLAND CT, SAN RAMON, CA 94583-2562 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 32 SHETLAND CT, SAN RAMON, CA 94583-2562 |
| Document Number | 0000079162 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 2021-079162 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 32 SHETLAND CT, SAN RAMON, CA 94583-2562 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000142023 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 2019-142023 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2039 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 6, 2018 |
| Property Address | 32 SHETLAND CT, SAN RAMON, CA 94583-2562 |
| Document Number | 0000107816 |
| Map Reference | MB 290 PG 32 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018-107816 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 32 SHETLAND CT, SAN RAMON, CA 94583-2562 |
| Document Number | 0000107817 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 2018-107817 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
The 2025 property tax bill for 32 Shetland Ct was $15,591.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,367,935 (+2%) Land $724,283 Building $643,652 | |
| 2025 | $15,591.00 | $1,341,114 Land $710,082 Building $631,032 |
| 2023 | $15,033.00 (+0.75%) | $1,289,038 Land $682,509 Building $606,529 |
| 2022 | $14,921.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 32 Shetland Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 32 Shetland Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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