Walton County property record for 32 Secluded Cir, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,053 sqft · built 2023 |
| Lot Size | 0.302 acres (13,169 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $474,900 (Mar 2023) |
| Tax Bill | $5,209 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-1S-19-23100-000-0230 |
| Primary APN | 18-1S-19-23100-000-0230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,053 sqft Living Area |
| Gross Area | 3,865 sqft |
| 1st Floor Area | 3,053 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 13,169 sqft (0.302 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 32 SECLUDED CIR |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2899 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNI |
| Legal Description | LOT 23 HAMMOCK OAKS ESTATES PH I PB 17-82 OR 2742-2569 OR 2905-1247 |
| Legal Range | 019 |
| Legal Township | 01S |
| Legal Section | 18 |
| Legal Subdivision | HAMMOCK OAKS ESTATES PH I |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 950502 |
Source: Walton County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 SECLUDED CIR, FREEPORT, FL 32439-2899 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2023 · Amount on Record |
| Deed Sale | Mar 21, 2023 · Amount on Record |
| Prior Sale | May 26, 2022 · Amount on Record |
| Deed Document Number | 20239585 |
| Deed Book / Page | 3283 / 4745 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 21, 2023 |
| Property Address | 32 SECLUDED CIR, FREEPORT, FL 32439-2899 |
| Document Number | 0032834745 |
| Book / Page | 3283 / 4745 |
| Map Reference | MB 17 PG 82&82A |
| Instrument Date | Mar 15, 2023 |
| Instrument | 20230009585 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,324.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820 |
| Name | Verified Name |
|---|---|
| Address | 32 SECLUDED CIR, FREEPORT, FL 32439-2899 |
| Document Number | 0032834746 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 3283/4746 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,209.00 (-1.16%) | $451,701 (+1,001.41%) | $452,867 (+1,004.26%) Land $41,011 Building $411,856 |
| 2024 | $5,270.00 (+885.05%) | ||
| 2023 | $535.00 (+94.55%) | $41,011 (-9.91%) Land $41,011 | $41,011 (-9.91%) Land $41,011 |
| 2022 | $275.00 | $45,523 Land $45,523 | $45,523 Land $45,523 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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