Cumberland County and Harpswell Town property record for 32 Seal Ledge Ln, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 828 sqft · built 1935 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,641 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:040 L:098 |
| Primary APN | HARP M:040 L:098 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| Gross Area | 1,552 sqft |
| 1st Floor Area | 828 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Account Number | 3065 |
|---|---|
| Street Address | 32 SEAL LEDGE LN |
| City | HARPSWELL |
| State | ME |
| Zip | 04079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CF1 |
| Legal Lot Number | 98 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 17102 |
32 Seal Ledge Ln is owner-occupied and held in a trust.
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 32 SEAL LEDGE LN, HARPSWELL, ME 04079 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Oct 23, 2025 |
| Property Address | 32 SEAL LEDGE LN, HARPSWELL, ME 04079 |
| Document Number | 0418140290 |
| Book / Page | 41814 / 290 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 43820 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 32 Seal Ledge Ln was $2,641, up 8.4% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,641.00 (+8.37%) | $396,600 (+3.5%) Land $253,800 Building $142,800 |
| 2024 | $2,437.00 (+0.62%) | $383,200 (-3.48%) Land $253,800 Building $129,400 |
| 2023 | $2,422.00 (+3.42%) | $397,000 (-) Land $253,800 Building $143,200 |
| 2022 | $2,342.00 | $397,000 Land $253,800 Building $143,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 32 Seal Ledge Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Seal Ledge Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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