32 Sea Island Dr S, Ormond Beach, FL 32176 Property Records

Volusia County property record for 32 Sea Island Dr S, Ormond Beach, FL 32176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,093 sqft · built 1986
Owner	Individual Name on File
Last Sale	$370,000 (Sep 2020)
Tax Bill	$6,133 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3216-06-05-0200`

Property Details

APN / Parcel Number

Primary APN	`3216-06-05-0200`
Alternative APNs	`32131606050200` `2955473.0` `2955473`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,093 sqft Living Area
1st Floor Area	2,093 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	525 sqft
Porch	Open Porch
Porch Area	202 sqft
Patio Area	591 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2955473.0
Old Parcel Number	32131606050200
Street Address	32 SEA ISLAND DR S
City	ORMOND BEACH
State	FL
Zip	32176-2169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 20 BLK 5 SEABRIDGE 1ST ADDN MB 36 PGS 83-84 PER OR 4133 PG 2758 PER 6629 PG 0774 PER OR 7919 PG 0130
Legal Range	32E
Legal Township	13S
Legal Section	16
Legal Subdivision	SEABRIDGE ADD 01
Legal Tract	6
Legal Block	5
Legal Lot Number	20
Jurisdiction	VOLUSIA FL
Township / Civil Division	NORTH PENINSULA
Census Block Group	1
Census Block	1002
Census Tract	80201

Owner

32 Sea Island Dr S is owned and occupied by an individual who bought it in September 2020.

Source: Volusia County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	32 SEA ISLAND DR S, ORMOND BEACH, FL 32176-2169
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 30, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Aug 23, 1996 · Amount on File
Deed Document Number	2020-186277
Deed Book / Page	7919 / 130
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	32 SEA ISLAND DR S, ORMOND BEACH, FL 32176-2169
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SEA ISLAND DR S, ORMOND BEACH, FL 32176-2169

Mortgage

Document Number	0085320947
Date	Mar 20, 2024
Book Page	8532/947
Instrument	2024054348

Lender

Name	DISCOVER BANK
Type	Bank
Address	502 E MARKET ST, GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2054

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 30, 2020
Property Address	32 SEA ISLAND DR S, ORMOND BEACH, FL 32176-2169
Document Number	0079190130
Book / Page	7919 / 130
Map Reference	MB 36 PG 83
Instrument Date	Sep 17, 2020
Instrument	2020-186277
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	799 STERTHAUS DR UNIT 301, 799, ORMOND BEACH, FL 32174-5145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SEA ISLAND DR S, ORMOND BEACH, FL 32176-2169

Mortgage

Document Number	0007919132
Date	Sep 30, 2020
Instrument	7919/132

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 32 Sea Island Dr S was $6,133 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,133.00 Homeowner's exemption	$351,794	$463,956 Land $147,000 Building $316,956
2023	$5,594.00 (+1.82%) Homeowner's exemption	$331,923 (+3%)	$498,491 (+14.35%) Land $147,000 Building $351,491
2022	$5,494.00 Homeowner's exemption	$322,255	$435,948 Land $107,250 Building $328,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Sea Island Dr S in Zone X, an area of minimal flood risk, though there have been 81 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 102 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	211 units insured incl. 109 condo units
Nearby Flood Claims	81 (1990–2024)
Claims Outside the SFHA	35 of 81
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 30 claims Hurricane Ian, Nov 2022 · 5 claims Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Sea Island Dr S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sea Island Dr S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures