32 Scott Dr, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 32 Scott Dr, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1975
Lot Size	0.501 acres (21,824 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Jul 2026)
Tax Bill	$1,427 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-7A-0060.0000`

Property Details

APN / Parcel Number

Primary APN	`09-7A-0060.0000`
Alternative APN	`19-09-7A-0060.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	2,240 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	21,824 sqft (0.501 acres)
Lot Dimensions	204 ft deep x 123 ft wide
Terrain	Rolling
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	32 SCOTT DR
City	SHEPHERDSTOWN
State	WV
Zip	25443-4649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 3 #61 HEATHERFIELD
Legal Subdivision	HEATHERFIELD
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	3
Census Block	3023
Census Tract	972201

Owner

32 Scott Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 SCOTT DR, SHEPHERDSTOWN, WV 25443-4649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on File
Deed Sale	Jul 9, 2026 · Amount on File
Prior Sale	Mar 22, 2019 · Amount on File
Deed Document Number	202610339
Deed Book / Page	1378 / 733
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jul 9, 2026
Property Address	32 SCOTT DR, SHEPHERDSTOWN, WV 25443-4649
Document Number	0000010339
Book / Page	1378 / 733
Instrument Date	May 29, 2026
Instrument	202610339
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CARDINAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158,650.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SCOTT DR, SHEPHERDSTOWN, WV 25443-4649

Mortgage

Document Number	0000010340,
Date	Jul 9, 2026
Instrument	202610340

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 32 Scott Dr was $1,427, down 1.5% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,427.00 (-1.52%)	$123,700 (-0.8%) Land $64,500 Building $59,200	$206,167 (-0.83%) Land $107,500 Building $98,667
2025	$1,449.00	$124,700 Land $64,500 Building $60,200	$207,900 Land $107,500 Building $100,400
2023	$1,259.00	$107,800 Land $52,400 Building $55,400	$179,700 Land $87,300 Building $92,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Scott Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Scott Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORPORATION OF SHEPHERDSTOWN serves 4,300 people · EPA ID WV3301933
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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