32 School St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 32 School St, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,474 sqft · built 2012
Lot Size	1.68 acres (73,338 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Aug 2013)
Tax Bill	$14,747 (2026)
Deeds & Mortgages	Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0011 B:0000 L:0005 A`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0011 B:0000 L:0005 A`
Alternative APNs	`MDLT M:0011 B:0000 L:0005 A` `8416`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,474 sqft Living Area
Gross Area	5,520 sqft
Basement Area	1,028 sqft
Unfinished Basement	1,028 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	73,338 sqft (1.68 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8416
Street Address	32 SCHOOL ST
City	MIDDLETON
State	MA
Zip	01949-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Lot Number	5 A
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	1
Census Block	1010
Census Tract	212101

Owner

32 School St is owned and occupied by two individuals who bought it in August 2013.

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 SCHOOL ST, MIDDLETON, MA 01949-1301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2013 · Amount on File
Deed Sale	Aug 30, 2013 · Amount on File
Deed Book / Page	32791 / 417
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	32 SCHOOL ST, MIDDLETON, MA 01949-1301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39231-57
Date	Nov 27, 2020
Book Page	39231/57
Instrument	20201127003300

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 32 School St was $14,747, up 10.8% from the year before.

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,747.00 (+10.81%)	$1,171,300 (+4.65%) Land $413,400 Building $747,700	$1,368,421 (+27.8%)
2025	$13,308.00 (+2.27%)	$1,119,300 (+1.41%) Land $357,400 Building $761,900	$1,070,745
2024	$13,013.00 (+9.76%)	$1,103,700 (+19.81%) Land $357,400 Building $746,300
2023	$11,856.00	$921,200 Land $357,400 Building $563,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 School St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20