32 School St, Geneva, IL 60134 Property Records

Kane County property record for 32 School St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,792 sqft · built 1928
Lot Size	0.296 acres (12,900 sqft)
Owner	2 Individual Names on File
Last Sale	$382,500 (Aug 2026)
Tax Bill	$9,563 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-352-004`

Property Details

APN / Parcel Number

Primary APN	`12-02-352-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	2,688 sqft
Basement Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	12,900 sqft (0.296 acres)

Location & Zoning

Street Address	32 SCHOOL ST
City	GENEVA
State	IL
Zip	60134-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 & THE SLY HALF OF LOT 7 IN BLOCK 16 OF HOWARD & BAIRDS ADDN AS AMENDED BY IRA MINARD
Legal Subdivision	HOWARD&BAIRDS ADDN
Legal Block	16
Legal Lot Number	8,7
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5016
Census Tract	852500

Owner

32 School St is owned and occupied by two individuals who bought it in August 2026.

Source: Kane County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1007 TOWNE AVE, BATAVIA, IL 60510-3503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 5, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
May 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Deed Document Number	202633416
Prior Transfer Date	May 12, 2017
Prior Transfer Doc	0000025167
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Aug 24, 2026
Property Address	32 SCHOOL ST, GENEVA, IL 60134-2330
Document Number	0000036541
Instrument Date	Aug 19, 2026
Instrument	202636541
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000036541,
Date	Aug 24, 2026
Instrument	202636541

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 5, 2026
Property Address	32 SCHOOL ST, GENEVA, IL 60134-2330
Document Number	0000033416
Instrument Date	Jun 24, 2026
Instrument	202633416
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$57,948.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1007 TOWNE AVE, BATAVIA, IL 60510-3503

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	32 SCHOOL ST, GENEVA, IL 60134-2330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015404
Date	Mar 27, 2017
Instrument	2017K015404

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	444 Months
Due	Mar 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	2.25%
Max Rate	24%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 17, 2017
Property Address	32 SCHOOL ST, GENEVA, IL 60134-2330
Document Number	0000025167
Instrument Date	May 12, 2017
Instrument	25167
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	32 SCHOOL ST GENEVA IL 601342330, GENEVA, IL 60134-2330

Tax Assessment & Valuation

The 2025 property tax bill for 32 School St was $9,563 with exemptions applied, up 4.1% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,563.00 (+4.06%) Homeowner's exemption Senior Citizen's exemption	$148,416 (+8.5%) Land $48,161 Building $100,255	$445,426 (+8.5%) Land $144,541 Building $300,885
2024	$9,190.00	$136,789 Land $44,388 Building $92,401	$410,531 Land $133,217 Building $277,314
2022	$8,729.00 (+3.24%) Homeowner's exemption	$115,549 (+3.86%) Land $37,496 Building $78,053	$346,647 (+3.86%) Land $112,488 Building $234,159
2021	$8,455.00 Homeowner's exemption	$111,254 Land $36,102 Building $75,152	$333,762 Land $108,306 Building $225,456

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 School St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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