32 Sawyer Ln, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 32 Sawyer Ln, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,387 sqft · built 1880
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Aug 2019)
Tax Bill	$13,270 (2025)
Deeds & Mortgages	Mar 2020 Refinance Nov 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:6 B:27`

Property Details

APN / Parcel Number

Primary APN	`HARV M:6 B:27`
Alternative APNs	`M:006.0 P:0027-0000.0` `1250060002700000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,387 sqft Living Area
Gross Area	3,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,476 sqft (2.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250060002700000
Street Address	32 SAWYER LN
City	HARVARD
State	MA
Zip	01451-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	27
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1000
Census Tract	761402

Owner

32 Sawyer Ln is owned and occupied by two individuals who bought it in August 2019.

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 SAWYER LN, HARVARD, MA 01451-1237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Nov 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Aug 7, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jul 10, 2018	Quit Claim Deed, Transfer FBC MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2019 · Amount on File
Deed Sale	Aug 7, 2019 · Amount on File
Prior Sale	Jul 10, 2018 · Amount on File
Deed Document Number	201978442
Deed Book / Page	60845 / 10
Prior Transfer Date	Jul 30, 2019
Prior Transfer Doc	60845-10
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	32 SAWYER LN, HARVARD, MA 01451-1237
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62090-112
Date	Mar 24, 2020
Book Page	62090/112
Instrument	30205

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	32 SAWYER LN, HARVARD, MA 01451-1237
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63684-300
Date	Nov 6, 2020
Book Page	63684/300
Instrument	134827

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Aug 7, 2019
Property Address	32 SAWYER LN, HARVARD, MA 01451-1237
Document Number	60845-10
Book / Page	60845 / 10
Instrument Date	Jul 30, 2019
Instrument	78442
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SAWYER LN, HARVARD, MA 01451-1237

Mortgage

Document Number	78443
Date	Aug 7, 2019
Instrument	78443

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Jul 10, 2018
Property Address	32 SAWYER LN, HARVARD, MA 01451-1237
Document Number	59075-81
Book / Page	59075 / 81
Instrument	69474
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SAWYER LN, HARVARD, MA 01451-1237

Mortgage

Document Number	590750086
Date	Jul 10, 2018
Instrument	59075/0086

Lender

Name	FBC MTG LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 32 Sawyer Ln was $13,270, up 6.6% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,270.00 (+6.56%)	$847,900 (+1.45%) Land $278,000 Building $569,900
2024	$12,453.00 (+3%)	$835,800 (+14.82%) Land $278,000 Building $557,800	$896,800
2023	$12,090.00	$727,900 Land $258,100 Building $469,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Sawyer Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Sawyer Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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