32 Sarah Dr, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 32 Sarah Dr, Worcester, MA 01607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1994
Lot Size	0.352 acres (15,350 sqft)
Owner	2 Individual Names on File
Last Sale	$127,195 (Mar 1994)
Tax Bill	$5,559 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-045-00020`

Property Details

APN / Parcel Number

Primary APN	`29-045-00020`
Alternative APN	`WORC M:29 B:045 L:00020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,032 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	15,350 sqft (0.352 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	29-045-00020
Street Address	32 SARAH DR
City	WORCESTER
State	MA
Zip	01607-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	45
Legal Lot Number	20
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2007
Census Tract	732901

Owner

32 Sarah Dr is owned and occupied by two individuals who bought it in March 1994.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 SARAH DR, WORCESTER, MA 01607-1809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Sep 3, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 1, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
May 26, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 17, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 1994 · Amount on File
Deed Sale	Mar 9, 1994 · Amount on File
Deed Book / Page	16112 / 113
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Jul 3, 2026
Property Address	32 SARAH DR, WORCESTER, MA 01607-1809
Document Number	0000055758
Book / Page	73826 / 116
Instrument Date	Jun 26, 2026
Instrument	202655758
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SARAH DR, WORCESTER, MA 01607-1809

Mortgage

Document Number	0000055758,
Date	Jul 3, 2026
Book Page	73826/116
Instrument	202655758

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Type Change Date	Oct 1, 2031
Index	1-Month LIBOR
Margin	2
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	32 SARAH DR, WORCESTER, MA 01607-1809
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072486-293
Date	Sep 3, 2025
Book Page	72486/293
Instrument	75021

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	32 SARAH DR, WORCESTER, MA 01607-1809
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070157-80
Date	Feb 1, 2024
Book Page	70157/80
Instrument	8024

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	32 SARAH DR, WORCESTER, MA 01607-1809
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067649-197
Date	May 26, 2022
Book Page	67649/197
Instrument	57229

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	32 SARAH DR, WORCESTER, MA 01607-1809
Document Number	60645-27
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 SARAH DR WORCESTER MA 016071809, WORCESTER, MA 01607-1809

Mortgage

Document Number	60645-27
Date	Jul 1, 2019
Book Page	060645/000027
Instrument	62616

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 30, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 32 Sarah Dr was $5,559, up 2.9% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,559.00 (+2.87%)	$418,600 (+2.17%) Land $125,000 Building $293,600	$480,813 (+7.21%)
2025	$5,404.00	$409,700 Land $119,100 Building $290,600	$448,495 (+8.48%)
2024			$413,440
2023	$5,180.00	$361,200 Land $103,500 Building $257,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Sarah Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Sarah Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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