32 S State St, Ripley, NY 14775 Property Records

Chautauqua County and Ripley Town property record for 32 S State St, Ripley, NY 14775

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,689 sqft · built 1900
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$74,500 (Apr 2023)
Tax Bill	$2,590 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2017 Mortgage + 1 more
APN	`066200 241.13-1-37`

Property Details

APN / Parcel Number

Primary APN	`066200 241.13-1-37`
Alternative APNs	`62002410130001037000` `62100`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,689 sqft Living Area
1st Floor Area	1,332 sqft
Upper Floors Area	357 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	54,450 sqft (1.25 acres)
Porch	Slab
Porch Area	272 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	62100
Street Address	32 S STATE ST
City	RIPLEY
State	NY
Zip	14775-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	OLD APN: 066200 33-8-25
Legal Block	1
Legal Lot Number	37.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	RIPLEY
Census Block Group	1
Census Block	1009
Census Tract	36600

Owner

32 S State St is owned and occupied by an individual who bought it in April 2023.

Source: Chautauqua County and Ripley Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	32 S STATE ST, RIPLEY, NY 14775-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Mar 30, 2017	Deed of Trust, Mortgage COMMUNITY BANK NA
Mar 30, 2017	Deed, Transfer NOT AVAILABLE, JOHN D VANSTROM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2023 · Amount on File
Deed Sale	Apr 4, 2023 · Amount on File
Prior Sale	Mar 30, 2017 · Amount on File
Deed Document Number	20232572
Record Updated	Oct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Apr 4, 2023
Property Address	32 S STATE ST, RIPLEY, NY 14775-9703
Document Number	DE2023002572
Instrument Date	Apr 4, 2023
Instrument	DE2023002572
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9807 E SIDE HILL RD, RIPLEY, NY 14775-9637

Mortgage

Document Number	MT2023001831
Date	Apr 4, 2023
Instrument	MT2023001831

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	32 S STATE ST, RIPLEY, NY 14775-9703
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, MT2017001959
Date	Mar 30, 2017
Instrument	MT2017001959

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2047

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Mar 30, 2017
Property Address	32 S STATE ST, RIPLEY, NY 14775-9703
Document Number	0000002017/0000002331
Book / Page	0000002017 / 0000002331
Instrument Date	Mar 30, 2017
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NOT AVAILABLE, JOHN D VANSTROM

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 S STATE ST, RIPLEY, NY 14775-9703

Tax Assessment & Valuation

The 2026 property tax bill for 32 S State St was $2,590, up 0.2% from the year before.

Source: Chautauqua County and Ripley Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Ripley Town
Unified School District	Ripley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,590.00 (+0.19%)
2025	$2,585.00	$74,500 Land $22,500 Building $52,000	$81,000 Land $24,463 Building $56,537
2023		$74,500 (+16.41%) Land $22,500 Building $52,000	$74,500 (+5.93%) Land $22,500 Building $52,000
2022		$64,000 Land $12,500 Building $51,500	$70,330 Land $13,736 Building $56,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 32 S State St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 S State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPLEY WATER DISTRICT serves 1,600 people · EPA ID NY0600372
Water Source	Surface water
Last State Inspection	May 2024
Lead	7 ppb (2024) action level 15 ppb
Copper	2.09 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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