St. Louis County property record for 32 S 61st Ave W, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.078 acres (3,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,900 (May 2016) |
| Tax Bill | $112 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4500-03110 |
| Primary APN | 010-4500-03110 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,424 sqft (0.078 acres) |
|---|
| Heating Fuel | Gas |
|---|
| Account Number | 1010362 |
|---|---|
| Street Address | 32 S 61ST AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55807-2439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0014 BLOCK:095 SERIAL # |
| Legal Subdivision | WEST DULUTH FOURTH DIVISION |
| Legal Block | 95 |
| Legal Lot Number | 14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 3400 |
32 S 61st Ave W is owned and occupied by an individual who bought it in May 2016.
Source: St. Louis County records, as of August 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 S 61ST AVE W, DULUTH, MN 55807-2439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit HARBOR CREDIT UNION |
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit HARBOR CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on File |
| Deed Sale | May 27, 2016 · Amount on File |
| Prior Sale | Dec 29, 2010 · Amount on File |
| Deed Document Number | 2016507666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 27, 2026 |
| Property Address | 32 S 61ST AVE W, DULUTH, MN 55807-2439 |
| Document Number | 0001537108 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20261537108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 32 S 61ST AVE W, DULUTH, MN 55807-2439 |
| Document Number | 0001537108, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20261537108 |
| Name | HARBOR CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 25, 2041 |
| Rate | 5.79% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 16, 2026 |
| Property Address | 32 S 61ST AVE W, DULUTH, MN 55807-2439 |
| Document Number | 0001103672 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20261103672 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 32 S 61ST AVE W, DULUTH, MN 55807-2439 |
| Document Number | 0001103672, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 20261103672 |
| Name | HARBOR CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 25, 2041 |
| Rate | 5.79% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 32 S 61st Ave W was $112 with a homeowner's exemption, up 1.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112.00 (+1.82%) Homeowner's exemption | ||
| 2025 | $110.00 Homeowner's exemption | $8,700 (+8.75%) Land $8,700 | $8,700 (+8.75%) Land $8,700 |
| 2024 | $8,000 Land $8,000 | $8,000 Land $8,000 | |
| 2022 | $128.00 | $8,600 Land $8,600 | $8,600 Land $8,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 32 S 61st Ave W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 S 61st Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
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