32 Ryerson Pl, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 32 Ryerson Pl, Closter, NJ 07624

Property Summary

Property TypeSingle Family Home
Details3,746 sqft · built 2017
Lot Size0.38 acres (16,553 sqft)
OwnerCompany Name on Record
Last Sale$603,854 (Oct 2019)
Tax Bill$34,673 (2025)
Deeds & MortgagesOct 2022 Second Mortgage
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-01006-0000-00005

Property Details

APN / Parcel Number

Primary APN07-01006-0000-00005
Alternative APNs
  • 070100600005
  • 059190

Interior

Stories1 Story
Building Area3,746 sqft Living Area
1st Floor Area3,746 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area16,553 sqft (0.38 acres)
Lot Width120 ft Width

Location & Zoning

Account Number059190
Street Address32 RYERSON PL
CityCLOSTER
StateNJ
Zip07624-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDISTRICTN
Legal Description0.38 AC
Legal Block1006
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionCLOSTER
Census Block Group2
Census Block2037
Census Tract7001

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address32 RYERSON PL, CLOSTER, NJ 07624-2506
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM BANK
Sep 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM BANK
Jul 26, 2019Deed, Transfer · Stand-Alone First Mortgage
FREEDOM BANK
Nov 8, 2018Deed of Trust, Mortgage
NJ LENDERS
May 18, 2017Grant Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2019 · Amount on Record
Deed SaleOct 11, 2019 · Amount on Record
Prior SaleJul 26, 2019 · Amount on Record
Deed Document Number201967838
Deed Book / Page3373 / 621
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address32 RYERSON PL, CLOSTER, NJ 07624-2506
Transaction TypeMortgage
Record UpdatedDec 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 RYERSON PL, CLOSTER, NJ 07624-2506

Mortgage

Document Number0048300088
DateOct 7, 2022
Book Page4830/88
Instrument2022097978
Lender
NameFREEDOM BANK
TypeBank
AddressMAYWOOD, NJ 07607
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address32 RYERSON PL, CLOSTER, NJ 07624-2506
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037101118
DateSep 16, 2020
Book Page3710/1118
Instrument20-086944
Lender
NameFREEDOM BANK
TypeBank
AddressMAYWOOD, NJ 07607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJul 26, 2019
Property Address32 RYERSON PL, CLOSTER, NJ 07624-2506
Document Number0033050427
Book / Page3305 / 427
Instrument DateJul 8, 2019
Instrument2019-048368.01
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 RYERSON PL, CLOSTER, NJ 07624-2506

Mortgage

Document Number1904836802
DateJul 26, 2019
Instrument19-048368.02
Lender
NameFREEDOM BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.8%
Type Change DateAug 1, 2024
Max Rate At Change2.5%
Index1-Month LIBOR

Mortgage

Document Number0033050427
DateJul 26, 2019
Book Page3305/427
Instrument2019-048368.01
Lender
NameFREEDOM BANK
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.8%
Type Change DateAug 1, 2024
Index1-Month LIBOR

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address32 RYERSON PL, CLOSTER, NJ 07624-2506
Document Number0031121223
Instrument DateNov 8, 2018
Transaction TypeMortgage
Record UpdatedDec 5, 2018
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address32 RYERSON PL CLOSTER NJ 076242506, CLOSTER, NJ 07624-2506

Mortgage

Document Number0031121223
DateNov 20, 2018
Book Page003112/001223
Instrument82297
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
AmountAmount Recorded
Term360 Months
DueNov 19, 2048

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateMay 18, 2017
Property Address32 RYERSON PL, CLOSTER, NJ 07624-2506
Document Number0026131285
Book / Page002613 / 001285
Instrument DateMay 8, 2017
Transaction TypeTransfer
Record UpdatedJun 9, 2017
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 RYERSON PL CLOSTER NJ 076242506, CLOSTER, NJ 07624-2506

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCloster Borough
Elementary School DistrictCloster Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,814,200 (+8.41%) Land $581,300 Building $1,232,900$1,814,200 (+8.41%) Land $581,300 Building $1,232,900
2025$34,673.00 (+4.56%)$1,673,400 (+12.2%) Land $563,800 Building $1,109,600$1,673,400 (+12.2%) Land $563,800 Building $1,109,600
2024$33,161.00 (+6.85%)
2023$1,491,500 Land $455,600 Building $1,035,900$1,491,500 Land $455,600 Building $1,035,900
2022$31,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims35 (1979–2021)
Claims Outside the SFHA7 of 35
Most Recent ClaimOct 2021 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 6 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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