32 Rydell Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 32 Rydell Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,236 sqft · built 2003
Lot Size	0.259 acres (11,282 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Oct 2019)
Tax Bill	$2,943 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00310-0140`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00310-0140`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,236 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	2,236 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,282 sqft (0.259 acres)
Driveway	Concrete Driveway
Driveway Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32 RYDELL LN
City	PALM COAST
State	FL
Zip	32164-6009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 29 BLOCK 00031 LOT 0014 SUBDIVISION COMPLETION YEAR 1981 OR 194 PG 262 OR 897 PG 535 OR 1036 PG 992 OR 1151 PG 96 OR 1435 PG 518 OR 1667/806 OR 1688/942- CD OR 1688/943 OR 1911/1740 OR 2392/1844
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	31
Legal Lot Number	14
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3005
Census Tract	60214

Owner

32 Rydell Ln is owned and occupied by two individuals who bought it in October 2019.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	32 RYDELL LN, PALM COAST, FL 32164-6009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on File
Deed Sale	Oct 23, 2019 · Amount on File
Prior Sale	Dec 26, 2012 · Amount on File
Deed Document Number	201939274
Deed Book / Page	2392 / 1844
Prior Transfer Date	Jun 16, 2008
Prior Transfer Doc	0016670806
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 23, 2019
Property Address	32 RYDELL LN, PALM COAST, FL 32164-6009
Document Number	0023921844
Book / Page	2392 / 1844
Map Reference	MB 10 PG 17-29
Instrument Date	Oct 11, 2019
Instrument	2019039274
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OLDE FLORIDA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 POINBURY DR, 26, PALM COAST, FL 32164-6773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 RYDELL LN, PALM COAST, FL 32164-6009

Mortgage

Document Number	0023921846
Date	Oct 23, 2019
Instrument	2392-1846

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 32 Rydell Ln was $2,943 with a homeowner's exemption, up 2.5% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,943.00 (+2.54%) Homeowner's exemption	$205,120	$281,662 Land $55,000 Building $226,662
2024	$2,870.00 (+2.72%)
2023	$2,794.00 (+1.16%) Homeowner's exemption	$193,533 (+3%)	$268,897 (+1.05%) Land $43,000 Building $225,897
2022	$2,762.00 Homeowner's exemption	$187,896	$266,113 Land $44,500 Building $221,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Rydell Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Rydell Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20