32 Ruby Rd, Mc Carr, KY 41544 Property Records

Pike County property record for 32 Ruby Rd, Mc Carr, KY 41544 · Last verified April 2026

Property Summary

Property Type	Mobile Home
Details	1,008 sqft · built 1994
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Mar 2026)
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Mar 2026 Sale Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`195-10-06-007.00`

Property Details

APN / Parcel Number

Primary APN	`195-10-06-007.00`
Alternative APN	`39185`

Interior

Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile Home
Exterior Material	Brick/Stone
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
Driveway	Driveway
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	32 RUBY RD
City	MC CARR
State	KY
Zip	41544-8365
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	MH & LOTS 20 THRU 25 BLOCK A BUSKIRK
Legal Subdivision	BUSKIRK SUB
Legal Block	A
Legal Lot Number	20-25
Jurisdiction	PIKE KY
Township / Civil Division	MCCARR
Census Block Group	1
Census Block	1016
Census Tract	931600

Owner

Source: Pike County records · APN 195-10-06-007.00

Assessment roll updated November 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 RUBY RD, MC CARR, KY 41544-8365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer EAGLE TITLE AGENCY LLC
Sep 06, 2023	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Sep 06, 2023	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Aug 26, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Sep 06, 2023 · Amount on Record
Deed Document Number	202637264304
Deed Book / Page	1160 / 732
Prior Transfer Date	Aug 22, 2019
Prior Transfer Doc	0000366410
Record Updated	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE KY
Recording Date	Mar 17, 2026
Property Address	32 RUBY RD, MC CARR, KY 41544-8365
Document Number	001160/732
Book / Page	1160 / 732
Instrument Date	Jan 02, 2026
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	EAGLE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 BELTON AVE, BATTLE CREEK, MI 49014

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 RUBY RD, MC CARR, KY 41544-8365

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE KY
Recording Date	Sep 06, 2023
Property Address	32 RUBY RD, MC CARR, KY 41544-8365
Document Number	001131/399
Book / Page	1131 / 399
Instrument Date	Aug 11, 2023
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2562 ISLAND CREEK RD, PIKEVILLE, KY 41501-7202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 RUBY RD, MC CARR, KY 41544-8365

Mortgage

Document Number	0001153674
Date	Sep 06, 2023
Instrument	1153/674

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE KY
Recording Date	Sep 06, 2023
Property Address	32 RUBY RD, MC CARR, KY 41544-8365
Document Number	001131/399
Book / Page	1131 / 399
Instrument Date	Aug 11, 2023
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	EAGLE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2562 ISLAND CREEK RD, PIKEVILLE, KY 41501-7202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 RUBY RD, MC CARR, KY 41544-8365

Mortgage

Document Number	0001153674
Date	Sep 06, 2023
Instrument	1153/674

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIKE KY
Recording Date	Aug 26, 2019
Property Address	32 RUBY RD, MC CARR, KY 41544-8365
Document Number	01081/0182
Book / Page	1081 / 0182
Instrument Date	Aug 22, 2019
Instrument	366410
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2562 ISLAND CREEK RD, 2562, PIKEVILLE, KY 41501-7202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 RUBY RD, MC CARR, KY 41544-8365

Tax Assessment & Valuation

Source: Pike County records · Assessment roll updated November 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Pike County
Unified School District	Pike County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,267.00 (+179.69%) Homeowner's exemption	$85,000 (+11.84%)	$85,000 (+11.84%)
2023	$453.00 Homeowner's exemption	$76,000 (+94.87%)	$76,000 (+94.87%)
2022	Homeowner's exemption	$39,000	$39,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pike County (21195C), updated May 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211959316001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (2003–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Feb 2025, river or lake flooding, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 5 claims Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 4 claims

Wildfire

Wildfire Risk	High above 72% of the US · above 84% of Kentucky
Wildfire Likelihood	About 1 in 268 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gearheart Communications	Cable	1,000 / 40
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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