32 Rosecourt St, Inlet Beach, FL 32461 Property Records

Walton County property record for 32 Rosecourt St, Inlet Beach, FL 32461

Property Summary

Property TypeSingle Family Home
Details6 bd · 5.5 ba · 4,192 sqft · built 2022
Lot Size0.396 acres (17,250 sqft)
Owner2 Individual Names on File
Last Sale$1,669,000 (Dec 2022)
Tax Bill$15,317 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-3S-18-16211-000-0240

Property Details

APN / Parcel Number

Primary APN25-3S-18-16211-000-0240
Alternative APN
  • 25-318-16211-000-0240

Interior

Bedrooms6 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,192 sqft Living Area
Gross Area5,864 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialHardboard
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area17,250 sqft (0.396 acres)
Lot Dimensions138 ft deep x 160 ft wide
Garage TypeAttached
Garage Area672 sqft
PorchPatio

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address32 ROSECOURT ST
CityINLET BEACH
StateFL
Zip32461-8683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24 GREENWAY AT WATERSOUND PB 24-6 OR 3231-4044 OR 3276-2352
Legal SubdivisionWATERSOUND
Legal Block2
Legal Lot Number24
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2022
Census Tract950610

Owner

32 Rosecourt St is owned and occupied by two individuals who bought it in December 2022.

Source: Walton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address32 ROSECOURT ST, INLET BEACH, FL 32461-8683
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2023Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Dec 27, 2022Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2022 · Amount on File
Deed SaleDec 27, 2022 · Amount on File
Deed Document Number202254625
Deed Book / Page3276 / 2352
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address32 ROSECOURT ST, INLET BEACH, FL 32461-8683
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanyMCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 ROSECOURT ST, INLET BEACH, FL 32461-8683
InvestorPossibly a Property Investor

Mortgage

Document Number0032793130
DateFeb 3, 2023
Book Page3279/3130
Instrument20230003778
Lender
NameUNITED COMMUNITY BANK
TypeBank
Address34261
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateDec 27, 2022
Property Address32 ROSECOURT ST, INLET BEACH, FL 32461-8683
Document Number0032762352
Book / Page3276 / 2352
Map ReferenceMB 24 PG 6-9
Instrument DateDec 20, 2022
Instrument20220054625
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,683.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2521, SANTA ROSA BEACH, FL 32459-2521

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 ROSECOURT ST, INLET BEACH, FL 32461-8683
InvestorPossibly a Property Investor

Mortgage

Document Number0032762354
DateDec 27, 2022
Instrument3276/2354
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.55%
Type Change DateJan 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.55%
IndexOther
Margin3
Max Rate9.55%

Tax Assessment & Valuation

The 2025 property tax bill for 32 Rosecourt St was $15,317, up 1.8% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,317.00 (+1.84%)$1,733,773$1,793,045 Land $302,500 Building $1,490,545
2024$15,040.00 (+3.62%)
2023$14,515.00 Homeowner's exemption$1,635,836 Land $288,750 Building $1,347,086$1,635,836 Land $288,750 Building $1,347,086
$1,669,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Rosecourt St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 412 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Rosecourt St is high, ranking above 74% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Fiber
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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