32 Rose St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 32 Rose St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,871 sqft · built 2009
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$389,900 (Oct 2023)
Tax Bill	$7,605 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145289 105.17-4-50`

Property Details

APN / Parcel Number

Primary APN	`145289 105.17-4-50`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,871 sqft Living Area
1st Floor Area	1,043 sqft
2nd Floor Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	127 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 ROSE ST
City	LANCASTER
State	NY
Zip	14086-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	50.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2002
Census Tract	14204

Owner

32 Rose St is owned and occupied by an individual who acquired it in May 2024.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 ROSE ST, LANCASTER, NY 14086-4302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Mar 31, 2009 · Amount on File
Deed Document Number	2023176796
Deed Book / Page	11422 / 9584
Last Transfer Date	May 15, 2024
Transfer Doc	0114430374
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 12, 2023
Property Address	32 ROSE ST, LANCASTER, NY 14086-4302
Document Number	0114229584
Book / Page	11422 / 9584
Instrument Date	Sep 21, 2023
Instrument	2023176796
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 ROSE ST, LANCASTER, NY 14086-4302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 ROSE ST, LANCASTER, NY 14086-4302

Mortgage

Document Number	0141068333
Date	Oct 12, 2023
Instrument	14106/8333

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 32 Rose St was $7,605, up 112.7% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,605.00 (+112.73%)
2025	$3,575.00 (-51.09%)	$265,000 (-) Land $70,000 Building $195,000	$414,063 (+12.49%) Land $109,375 Building $304,688
2024	$7,310.00	$265,000 (-) Land $70,000 Building $195,000	$368,100 (+4.19%) Land $97,234 Building $270,866
2023	Homeowner's exemption	$265,000 (-) Land $70,000 Building $195,000	$353,300 (+15.99%) Land $93,325 Building $259,975
2022		$265,000 Land $70,000 Building $195,000	$304,600 Land $80,460 Building $224,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Rose St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1987–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Rose St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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