32 Rose Bud Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 32 Rose Bud Ln, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,466 sqft · built 2022
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Aug 2024)
Tax Bill	$7,877 (2025)
Deeds & Mortgages	Dec 2023 Transfer Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010362-2080`

Property Details

APN / Parcel Number

Primary APN	`010362-2080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,466 sqft Living Area
Gross Area	3,378 sqft
1st Floor Area	2,466 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32 ROSE BUD LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-1991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	112/1-19 COURTNEY OAKS & COURTNEY CHASE - SILVERLEAF PARCELS 7A-7B LOT 208 OR6000/1095
Legal Subdivision	COURTNEY OAKS & COURTNEY CHASE SILVERLEA
Legal Block	1
Legal Lot Number	208
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20907

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 ROSE BUD LN, SAINT AUGUSTINE, FL 32092-1991
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 24, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2024 · Amount on Record
Deed Sale	Aug 8, 2024 · Amount on Record
Prior Sale	Oct 24, 2022 · Amount on Record
Deed Document Number	202462777
Deed Book / Page	6000 / 1095
Prior Transfer Date	Dec 19, 2023
Prior Transfer Doc	0058740679
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Dec 20, 2023
Property Address	32 ROSE BUD LN, SAINT AUGUSTINE, FL 32092-1991
Document Number	0058740679
Book / Page	5874 / 679
Map Reference	MB 112 PG 1-19
Instrument Date	Dec 19, 2023
Instrument	2023098552
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 ROSE BUD LN, ST AUGUSTINE, FL 32092-1991

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	32 ROSE BUD LN, ST AUGUSTINE, FL 32092-1991

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 24, 2022
Property Address	32 ROSE BUD LN, SAINT AUGUSTINE, FL 32092-1991
Document Number	0056531931
Book / Page	5653 / 1931
Map Reference	MB 112 PG 1-19
Instrument Date	Oct 20, 2022
Instrument	2022098972
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,893.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 BEVILLE RD, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 ROSE BUD LN, SAINT AUGUSTINE, FL 32092-1991

Mortgage

Document Number	0056531932
Date	Oct 24, 2022
Book Page	5653/1932
Instrument	2022098973

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.99%
Index	1-Year T-Bill
Max Rate	8.99%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$602,159 (+0.55%) Land $150,000 Building $452,159	$602,159 (+0.55%) Land $150,000 Building $452,159
2025	$7,877.00 (+20.13%) Homeowner's exemption	$598,843 (+10.47%)	$598,843 (+6.22%) Land $150,000 Building $448,843
2024	$6,557.00 (+1.9%) Homeowner's exemption	$542,084 (+3%)	$563,786 (+1.27%) Land $150,000 Building $413,786
2023	$6,435.00 (+1,184.43%) Homeowner's exemption	$526,295 (+1,242.59%)	$556,703 (+1,320.16%) Land $140,000 Building $416,703
2022	$501.00	$39,200	$39,200 Land $39,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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