32 Ridge Rd, Munster, IN 46321 Property Records

Lake County property record for 32 Ridge Rd, Munster, IN 46321

Property Summary

Property Type	Commercial Office
Details	4,860 sqft · built 1925
Lot Size	0.289 acres (12,589 sqft)
Owner	Company Name on Record
Last Sale	$268,100 (Nov 2013)
Tax Bill	$7,903 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0539-0001`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0539-0001`
Alternative APNs	`45-06-24-151-004.000-027` `182805390001`

Interior

Stories	2 Stories
Building Area	4,860 sqft Gross Area
1st Floor Area	3,752 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	12,589 sqft (0.289 acres)
Garage Type	Detached
Garage Area	484 sqft
Patio Area	246 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 RIDGE RD
City	MUNSTER
State	IN
Zip	46321-1518
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	EISMIN ADD LOT #1
Legal Subdivision	EISMIN ADD
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	5
Census Block	5008
Census Tract	40302

Owner

Source: Lake County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	32 RIDGE RD, MUNSTER, IN 46321-1518
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN COMMUNITY BANK
Jun 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMERCE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2013 · Amount on Record
Deed Sale	Nov 1, 2013 · Amount on Record
Deed Document Number	201381048
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jun 15, 2026
Property Address	32 RIDGE RD, MUNSTER, IN 46321-1518
Document Number	0000013766
Instrument Date	May 28, 2026
Instrument	202613766
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000013766,
Date	Jun 15, 2026
Instrument	202613766

Lender

Name	AMERICAN COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	32 RIDGE RD, MUNSTER, IN 46321-1518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035242
Date	Jun 8, 2017
Instrument	2017 035242

Lender

Name	AMERICAN COMMERCE BANK NA
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 5, 2022

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,400 (+10.83%) Land $196,100 Building $127,300	$323,400 (+10.83%) Land $196,100 Building $127,300
2024	$7,903.00 (+2.94%)
2023		$291,800 (+2.17%) Land $196,100 Building $95,700	$291,800 (+2.17%) Land $196,100 Building $95,700
2022	$7,677.00	$285,600 Land $188,400 Building $97,200	$285,600 Land $188,400 Building $97,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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