32 Ridge Rd, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 32 Ridge Rd, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,808 sqft · built 1920
Lot Size	0.134 acres (5,837 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (May 2022)
Tax Bill	$4,873 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`91 0000 0107 A`

Property Details

APN / Parcel Number

Primary APN	`91 0000 0107 A`
Alternative APN	`LAWR M:0091 B:0000 L:0107`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
Gross Area	3,037 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,837 sqft (0.134 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	91 0000 0107 A
Street Address	32 RIDGE RD
City	LAWRENCE
State	MA
Zip	01841-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	LAWRENCE
Legal Lot Number	107
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1009
Census Tract	250800

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 RIDGE RD, LAWRENCE, MA 01841-2128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP
Feb 7, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Dec 22, 2014 · Amount on Record
Deed Book / Page	17433 / 95
Prior Transfer Date	May 3, 2022
Prior Transfer Doc	0017433-95
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	May 4, 2022
Property Address	32 RIDGE RD, LAWRENCE, MA 01841-2128
Document Number	0017433-95
Book / Page	17433 / 95
Instrument Date	May 3, 2022
Instrument	10702
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 RIDGE RD, LAWRENCE, MA 01841-2128

Mortgage

Document Number	0000010703
Date	May 4, 2022
Instrument	10703

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	32 RIDGE RD, LAWRENCE, MA 01841-2128
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16182-275
Date	Feb 7, 2020
Book Page	16182/275
Instrument	3078

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,873.00 (+3.77%)	$564,000 (+5.7%) Land $159,300 Building $404,700	$597,966 (+4.4%)
2025	$4,696.00 (+15.18%)	$533,600 (+21.05%) Land $145,300 Building $388,300	$572,755
2024	$4,077.00 (-11.98%)	$440,800 (-3.31%) Land $125,700 Building $315,100
2023	$4,632.00	$455,900 Land $125,700 Building $330,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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