32 Ridge Rd, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 32 Ridge Rd, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,220 sqft · built 1932
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2016)
Tax Bill	$11,790 (2025)
Deeds & Mortgages	Jan 2022 Refinance Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:654Z B:91`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:654Z B:91`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,220 sqft Living Area
Gross Area	4,260 sqft
1st Floor Area	1,270 sqft
Attic	Attic
Attic Area	950 sqft
Basement Area	1,010 sqft
Unfinished Basement	1,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	32 RIDGE RD
City	CONCORD
State	NH
Zip	03301-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	91
Legal Lot Number	6
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1002
Census Tract	32900

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 RIDGE RD, CONCORD, NH 03301-3017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS BANK
Jul 9, 2020	Deed of Trust, Mortgage ST MARYS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2016 · Amount on Record
Deed Sale	Jun 20, 2016 · Amount on Record
Prior Sale	May 21, 2003 · Amount on Record
Deed Document Number	201610502
Deed Book / Page	3519 / 568
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	32 RIDGE RD, CONCORD, NH 03301-3017
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000854
Date	Jan 11, 2022
Book Page	3777/1503
Instrument	202200000854

Lender

Name	ST MARYS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	32 RIDGE RD, CONCORD, NH 03301-3017
Document Number	0036852605
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 RIDGE RD CONCORD NH 033013017, CONCORD, NH 03301-3017

Mortgage

Document Number	0036852605
Date	Jul 14, 2020
Book Page	003685/002605
Instrument	14152

Lender

Name	ST MARYS BK
Type	Bank
Address	MANCHESTER, NH 03103

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 13, 2040

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,790.00 (+8.38%)	$405,000 (-) Land $177,600 Building $227,400
2023	$10,878.00 (+3.75%)	$405,000 (-) Land $177,600 Building $227,400	$584,535
2022	$10,485.00	$405,000 Land $177,600 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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