32 Reading Rd, Earleville, MD 21919 Property Records

Cecil County property record for 32 Reading Rd, Earleville, MD 21919 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,152 sqft Total Area
Lot Size	3,310 sqft (0.076 acres)
Occupancy	Owner Occupied

Property Details

APN / Parcel Number

Primary APN	`01-038435`
Alternative APNs	`1038435` `038435`

Interior

Full Baths	2 Baths
Building Area	1,152 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	3,310 sqft (0.076 acres)
Deck Area	180 sqft Deck
Porch	Open Porch
Porch Area	180 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	038435
Street Address	32 READING RD
City	EARLEVILLE
State	MD
Zip	21919-2042
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 232 - .076 ACRE 32 READING ROAD CRYSTAL BEACH MANOR
Legal Subdivision	CRYSTAL BEACH MANOR
Legal Lot Number	232
Jurisdiction	CECIL MD
Minor Civil Division	1, CECILTON
Census Blockgroup	4
Census Block	4002
Census Tract	30100

Owner

Source: Cecil County records · APN 01-038435

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 READING RD, EARLEVILLE, MD 21919-2042
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 1996
Deed Sale	Mar 30, 1996
Deed Doc Number	1996234999
Deed Book / Page	591 / 895
Record Refreshed	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	32 READING RD, EARLEVILLE, MD 21919-2042
Transaction Type	Mortgage
Record Updated	Aug 09, 2022
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 READING RD, EARLEVILLE, MD 21919-2042

Mortgage

Document Number	0052070110
Date	Jul 28, 2022
Book Page	5207/110

Lender

Name	APG FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,567 (+26.76%)	$167,000 (+38.36%) Land $29,000 Building $138,000
2025	Homeowner's exemption
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$119,567	$120,700 Land $29,000 Building $91,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.