Rockland County and Haverstraw Town property record for 32 Ramapo Rd, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,478 sqft · built 1940 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $327,000 (Jan 2018) |
| Tax Bill | $17,602 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.10-1-52 |
| Primary APN | 392203 26.10-1-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 1,548 sqft |
| 1st Floor Area | 862 sqft |
| 2nd Floor Area | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| View / Lot | Suburban |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 70 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0008490 |
|---|---|
| Street Address | 32 RAMAPO RD |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 302 |
| Legal Description | 45.-7-8 |
| Legal Block | 1 |
| Legal Lot Number | 52.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10601 |
32 Ramapo Rd is owned and occupied by an individual who bought it in January 2018.
Source: Rockland County and Haverstraw Town records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 RAMAPO RD, GARNERVILLE, NY 10923-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Jan 11, 2018 | Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on File |
| Deed Sale | Jan 11, 2018 · Amount on File |
| Prior Sale | Aug 25, 2000 · Amount on File |
| Deed Document Number | 20181749 |
| Prior Transfer Date | Dec 26, 2008 |
| Prior Transfer Doc | 0000000004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 32 RAMAPO RD, GARNERVILLE, NY 10923-1725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019639 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 2020-00019639 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 32 RAMAPO RD, GARNERVILLE, NY 10923-1725 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019638 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 2020-00019638 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jan 11, 2018 |
| Property Address | 32 RAMAPO RD, GARNERVILLE, NY 10923-1725 |
| Document Number | 0000001749 |
| Map Reference | IN 2009-0000004 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 2018-00001749 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,308.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 RAMAPO RD, GARNERVILLE, NY 10923-1725 |
| Document Number | 0000001750 |
|---|---|
| Date | Jan 11, 2018 |
| Instrument | 2018-00001750 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Haverstraw Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $17,602.00 | $240,400 (-) Land $94,100 Building $146,300 | $412,600 (+5.19%) |
| 2023 | $240,400 Land $94,100 Building $146,300 | $392,234 Land $153,533 Building $238,701 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Ramapo Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–2015) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Ramapo Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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