Worcester County and Worcester City property record for 32 Providence St, Apt 7, Worcester, MA 01604
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,215 sqft · built 1905 |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Nov 2023) |
| Tax Bill | $4,186 (2026) |
| Deeds & Mortgages | Oct 2024 Refinance Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-024-32-07 |
| Primary APN | 4-024-32-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 12 Units |
| Stories | 2 Stories |
| Building Area | 1,215 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Other |
| Exterior Material | Combination |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 4-024-32-07 |
|---|---|
| Street Address | 32 PROVIDENCE ST, 7 |
| City | WORCESTER |
| State | MA |
| Zip | 01604-4277 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | RED OAK CONDOS |
| Legal Block | 24 |
| Legal Lot Number | 32-7 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 732400 |
32 Providence St, Apt 7 is owned and occupied by two individuals who bought it in November 2023.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 PROVIDENCE ST, 7, WORCESTER, MA 01604-4277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance UNIBANK FOR SAVINGS |
| Nov 20, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE |
| Jun 16, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2023 · Amount on File |
| Deed Sale | Nov 20, 2023 · Amount on File |
| Prior Sale | Jun 16, 2021 · Amount on File |
| Deed Book / Page | 69903 / 388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 32 PROVIDENCE ST APT 7, 7, WORCESTER, MA 01604-4277 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 071212-240 |
|---|---|
| Date | Oct 28, 2024 |
| Book Page | 71212/240 |
| Instrument | 88769 |
| Name | UNIBANK FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Nov 20, 2023 |
| Property Address | 32 PROVIDENCE ST APT 7, 7, WORCESTER, MA 01604-4277 |
| Document Number | 069903-388 |
| Book / Page | 69903 / 388 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 97263 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32 PROVIDENCE ST # UT7, UT7, WORCESTER, MA 01604-4277 |
| Document Number | 0000097264 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 97264 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jun 16, 2021 |
| Property Address | 32 PROVIDENCE ST APT 7, 7, WORCESTER, MA 01604-4277 |
| Document Number | 065403-371 |
| Book / Page | 65403 / 371 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 83610 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 PROVIDENCE ST APT 7, 7, WORCESTER, MA 01604-4277 |
| Document Number | 0000083611 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 83611 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 32 Providence St, Apt 7 was $4,186, up 6% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,186.00 (+6.03%) | $315,200 (+5.31%) Building $315,200 | $305,856 (-2.7%) |
| 2025 | $3,948.00 | $299,300 Building $299,300 | $314,355 (+7.64%) |
| 2024 | $292,030 | ||
| 2023 | $3,364.00 | $234,600 Building $234,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Providence St, Apt 7 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 32 Providence St, Apt 7 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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