32 Providence St, Apt 7, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 32 Providence St, Apt 7, Worcester, MA 01604

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,215 sqft · built 1905
Owner2 Individual Names on File
Last Sale$290,000 (Nov 2023)
Tax Bill$4,186 (2026)
Deeds & MortgagesOct 2024 Refinance
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4-024-32-07

Property Details

APN / Parcel Number

Primary APN4-024-32-07
Alternative APNs
  • WORC M:04 B:024 L:32-07
  • M:04 B:024 L:32=07

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Units12 Units
Stories2 Stories
Building Area1,215 sqft Living Area

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleOther
Exterior MaterialCombination
Roof TypeHip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number4-024-32-07
Street Address32 PROVIDENCE ST, 7
CityWORCESTER
StateMA
Zip01604-4277
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionRED OAK CONDOS
Legal Block24
Legal Lot Number32-7
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group4
Census Block4001
Census Tract732400

Owner

32 Providence St, Apt 7 is owned and occupied by two individuals who bought it in November 2023.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address32 PROVIDENCE ST, 7, WORCESTER, MA 01604-4277
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
UNIBANK FOR SAVINGS
Nov 20, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE
Jun 16, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2023 · Amount on File
Deed SaleNov 20, 2023 · Amount on File
Prior SaleJun 16, 2021 · Amount on File
Deed Book / Page69903 / 388
Record UpdatedOct 29, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address32 PROVIDENCE ST APT 7, 7, WORCESTER, MA 01604-4277
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number071212-240
DateOct 28, 2024
Book Page71212/240
Instrument88769
Lender
NameUNIBANK FOR SAVINGS
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueNov 1, 2039

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateNov 20, 2023
Property Address32 PROVIDENCE ST APT 7, 7, WORCESTER, MA 01604-4277
Document Number069903-388
Book / Page69903 / 388
Instrument DateNov 20, 2023
Instrument97263
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address32 PROVIDENCE ST # UT7, UT7, WORCESTER, MA 01604-4277

Mortgage

Document Number0000097264
DateNov 20, 2023
Instrument97264
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateJun 16, 2021
Property Address32 PROVIDENCE ST APT 7, 7, WORCESTER, MA 01604-4277
Document Number065403-371
Book / Page65403 / 371
Instrument DateJun 16, 2021
Instrument83610
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 PROVIDENCE ST APT 7, 7, WORCESTER, MA 01604-4277

Mortgage

Document Number0000083611
DateJun 16, 2021
Instrument83611
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 32 Providence St, Apt 7 was $4,186, up 6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,186.00 (+6.03%)$315,200 (+5.31%) Building $315,200$305,856 (-2.7%)
2025$3,948.00$299,300 Building $299,300$314,355 (+7.64%)
2024$292,030
2023$3,364.00$234,600 Building $234,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Providence St, Apt 7 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 32 Providence St, Apt 7 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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