Morris County and Madison Borough property record for 32 Prospect St, Madison, NJ 07940
| Property Type | Single Family Home |
|---|---|
| Details | 1,434 sqft · built 1900 |
| Lot Size | 0.175 acres (7,606 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Oct 2019) |
| Tax Bill | $8,271 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2019 Sale & Mortgage |
| APN | 17-03802-0000-00007 |
| Primary APN | 17-03802-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,434 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 7,606 sqft (0.175 acres) |
| Lot Dimensions | 117 ft deep x 65 ft wide |
| Old Parcel Number | 1700073000000002A |
|---|---|
| Street Address | 32 PROSPECT ST |
| City | MADISON |
| State | NJ |
| Zip | 07940-2640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 3802 |
| Legal Lot Number | 7 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 43100 |
Source: Morris County and Madison Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 PROSPECT ST, MADISON, NJ 07940-2640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 1, 2019 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2019 · Amount on Record |
| Deed Sale | Oct 1, 2019 · Amount on Record |
| Prior Sale | Feb 2, 1998 |
| Deed Document Number | 201955162 |
| Deed Book / Page | 23625 / 1712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 32 PROSPECT ST, MADISON, NJ 07940-2640 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0240861605 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 24086/1605 |
| Instrument | 2021032744 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Oct 1, 2019 |
| Property Address | 32 PROSPECT ST, MADISON, NJ 07940-2640 |
| Document Number | 0236251712 |
| Book / Page | 23625 / 1712 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 2019055162 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | GREEN HILL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 204, MADISON, NJ 07940-0204 |
| Name | Verified Name |
|---|---|
| Address | 32 PROSPECT ST, MADISON, NJ 07940-2640 |
| Document Number | 2019055163 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019055163 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Morris County and Madison Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Madison Borough |
| Unified School District | Madison Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388,300 (-) Land $241,800 Building $146,500 | $388,300 (-) Land $241,800 Building $146,500 | |
| 2025 | $388,300 (-) Land $241,800 Building $146,500 | $388,300 (-) Land $241,800 Building $146,500 | |
| 2024 | $8,271.00 (+3.71%) | ||
| 2023 | $388,300 Land $241,800 Building $146,500 | $388,300 Land $241,800 Building $146,500 | |
| 2022 | $7,975.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER DEPT serves 15,820 people · EPA ID NJ1417001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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