32 Prospect St, Apt 1, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 32 Prospect St, Apt 1, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 915 sqft · built 1900
Lot Size	0.101 acres (4,407 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Sep 2022)
Tax Bill	$4,364 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R6`

Property Details

APN / Parcel Number

Primary APN	`R6`
Alternative APNs	`BEVE M:0020 B:0387 L:0001` `4650`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	3 Units
Stories	1 Story
Building Area	915 sqft Living Area
Gross Area	1,010 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	4,407 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4650
Street Address	32 PROSPECT ST, 1
City	BEVERLY
State	MA
Zip	01915-3567
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R6
Legal Subdivision	32 PROSPECT STREET CONDO
Legal Block	387
Legal Lot Number	1
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	5
Census Block	5020
Census Tract	217500

Owner

32 Prospect St, Apt 1 is owned and occupied by an individual who bought it in September 2022.

Source: Essex County and Beverly City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 PROSPECT ST, 1, BEVERLY, MA 01915-3567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Jul 25, 2011 · Amount on File
Deed Book / Page	41184 / 91
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Sep 12, 2022
Property Address	32 PROSPECT ST APT 1, 1, BEVERLY, MA 01915-3567
Document Number	0041184-91
Book / Page	41184 / 91
Instrument Date	Sep 12, 2022
Instrument	323
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 PROSPECT ST APT 1, 1, BEVERLY, MA 01915-3567

Mortgage

Document Number	0000000324
Date	Sep 12, 2022
Instrument	324

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 32 Prospect St, Apt 1 was $4,364, up 5.7% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,364.00 (+5.74%)	$397,100 (+8.05%) Building $397,100	$454,955
2024	$4,127.00 (+16.88%)	$367,500 (+17.19%) Building $367,500
2023	$3,531.00	$313,600 Building $313,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Prospect St, Apt 1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Prospect St, Apt 1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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