32 Possum Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 32 Possum Ln, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,126 sqft · built 2005
Lot Size	0.676 acres (29,447 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Oct 2021)
Tax Bill	$6,910 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 2 302`

Property Details

APN / Parcel Number

Primary APN	`18A 2 302`
Alternative APN	`7418`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,126 sqft Living Area
Gross Area	6,388 sqft
1st Floor Area	2,126 sqft
Basement Area	2,126 sqft
Finished Basement	2,126 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	29,447 sqft (0.676 acres)
Terrain	Rolling
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	216 sqft
Deck Area	240 sqft
Patio Area	432 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7418
Street Address	32 POSSUM LN
City	PALMYRA
State	VA
Zip	22963-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 210005145 SHADWELL-2 LOT 302 29,461 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	30
Legal Lot Number	302
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2005
Census Tract	20104

Owner

32 Possum Ln is owned and occupied by an individual who bought it in October 2021.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	32 POSSUM LN, PALMYRA, VA 22963-3222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC UNION BANK
Oct 12, 2021	Deed, Transfer
May 9, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	Jan 31, 2013 · Amount on File
Deed Document Number	20215145
Prior Transfer Date	Apr 25, 2018
Prior Transfer Doc	0000001422
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	32 POSSUM LN, PALMYRA, VA 22963-3222
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003466
Date	Jul 15, 2021
Instrument	210003466

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 12, 2021
Property Address	32 POSSUM LN, PALMYRA, VA 22963-3222
Document Number	0210005145
Map Reference	DB 76 PG 556
Instrument Date	Oct 6, 2021
Instrument	210005145
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount on Record
Tax	$775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 POSSUM LN, PALMYRA, VA 22963-3222
Investor	Possibly a Property Investor

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 9, 2018
Property Address	32 POSSUM LN, PALMYRA, VA 22963-3222
Document Number	0001801422
Map Reference	PB 76 PG 556
Instrument Date	Apr 25, 2018
Instrument	1801422
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 POSSUM LN, PALMYRA, VA 22963-3222

Tax Assessment & Valuation

The 2025 property tax bill for 32 Possum Ln was $6,910.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$915,300 (-) Land $145,000 Building $770,300	$915,300 (-) Land $145,000 Building $770,300
2025	$6,910.00	$915,300 Land $145,000 Building $770,300	$915,300 Land $145,000 Building $770,300
2023		$725,700 Land $145,000 Building $580,700	$725,700 Land $145,000 Building $580,700
2022	$6,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Possum Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Possum Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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