32 Poplar Trl, Toccoa, GA 30577 Property Records

Stephens County property record for 32 Poplar Trl, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1970
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Sep 2019)
Tax Bill	$1,856 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`T30 022`

Property Details

APN / Parcel Number

Primary APN	`T30 022`
Alternative APN	`729450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,540 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	231 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	729450
Street Address	32 POPLAR TRL
City	TOCCOA
State	GA
Zip	30577-6644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 26 SEC I POPLAR STREET ADDITION S/D
Legal Subdivision	POPLAR STREET ADDITION
Legal Lot Number	26
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2026
Census Tract	970302

Owner

32 Poplar Trl is owned and occupied by an individual who acquired it in September 2019.

Source: Stephens County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	32 POPLAR TRL, TOCCOA, GA 30577-6644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Sep 30, 2019	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2019 · Amount on File
Deed Sale	Sep 23, 2019 · Amount on File
Deed Document Number	0001190129
Deed Book / Page	1190 / 129
Last Transfer Date	Sep 30, 2019
Transfer Doc	0011900129
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	32 POPLAR TRL, TOCCOA, GA 30577-6644
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 POPLAR TRL, TOCCOA, GA 30577-6644

Mortgage

Document Number	0013730000000344
Date	Jul 15, 2024
Book Page	0000001373/0000000344

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 30, 2019
Property Address	32 POPLAR TRL, TOCCOA, GA 30577-6644
Document Number	0011900129
Book / Page	001190 / 000129
Instrument Date	Sep 23, 2019
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 POPLAR TRL TOCCOA GA 305776644, TOCCOA, GA 30577-6644

Mortgage

Document Number	11900130
Date	Sep 30, 2019
Book Page	001190/000130

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 32 Poplar Trl was $1,856 with a homeowner's exemption.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,856.00 Homeowner's exemption	$65,802 Land $2,239 Building $63,563	$164,506 Land $5,598 Building $158,908
2023	$1,324.00 (+1.92%) Homeowner's exemption	$39,138 (+6.49%) Land $2,239 Building $36,899	$97,846 (+6.49%) Land $5,598 Building $92,248
2022	$1,299.00 Homeowner's exemption	$36,752 Land $2,239 Building $34,513	$91,881 Land $5,598 Building $86,283

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Poplar Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Poplar Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Verizon.

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