32 Polnoya Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 32 Polnoya Rd, Spring Valley, NY 10977

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 1,771 sqft · built 2018
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$350,500 (Jul 2018)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`392602 42.19-3-52.1-2102`

Property Details

APN / Parcel Number

Primary APN	`392602 42.19-3-52.1-2102`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,771 sqft Living Area
1st Floor Area	1,771 sqft

Exterior

Year Built	Built 2018
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,307 sqft (0.03 acres)
Patio Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 POLNOYA RD
City	SPRING VALLEY
State	NY
Zip	10977-8191
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT:52.001 BLK:3 SEC:42.19 DIST:392602 CITY/MUNI/TWP:NEW SQUARE
Legal Subdivision	OFFSPRING HOMES CONDO 1
Legal Block	3
Legal Lot Number	52.001
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	3
Census Block	3000
Census Tract	11506

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 POLNOYA RD, SPRING VALLEY, NY 10977-8191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SAVINGS BANK
Jun 10, 2020	Loan Modification, Mortgage · Conventional Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	2018-00019726
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	32 POLNOYA RD, SPRING VALLEY, NY 10977-8191
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017991
Date	Jul 1, 2020
Instrument	2020-00017991

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKLAND NY
Property Address	32 POLNOYA RD, SPRING VALLEY, NY 10977-8191
Document Number	0000023954
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	TS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 POLNOYA RD #102 SPRING VALLEY NY 109778195, 102, SPRING VALLEY, NY 10977-8195

Mortgage

Document Number	0000023954
Date	Aug 25, 2020
Instrument	23954

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	New Square Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$21,905 (-3.5%) Land $5,000 Building $16,905	$282,281 Land $64,433 Building $217,848
2023	$22,700 Land $5,000 Building $17,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Skywire Networks, T-Mobile.

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