32 Plimpton Ave, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 32 Plimpton Ave, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1985
Lot Size	0.502 acres (21,854 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Mar 2017)
Tax Bill	$4,524 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`516-03534-032`

Property Details

APN / Parcel Number

Primary APN	`516-03534-032`
Alternative APNs	`STUR M:516 B:000 L:3534-032` `M:516 B:000 L:3534=032`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,044 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,854 sqft (0.502 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	516-03534-032
Street Address	32 PLIMPTON AVE
City	STURBRIDGE
State	MA
Zip	01566-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	WALKER & WHITTON
Legal Lot Number	3534-32
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2003
Census Tract	758104

Owner

32 Plimpton Ave is owned and occupied by an individual who bought it in March 2017.

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 PLIMPTON AVE, STURBRIDGE, MA 01566-1274
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jan 16, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 29, 2017	Quit Claim Deed, Transfer PHH HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2017 · Amount on File
Deed Sale	Mar 29, 2017 · Amount on File
Prior Sale	Aug 31, 2015 · Amount on File
Deed Book / Page	56907 / 192
Transfer Doc	056907-192
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	32 PLIMPTON AVE, STURBRIDGE, MA 01566-1274
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069342-294
Date	Jul 5, 2023
Book Page	69342/294
Instrument	53161

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	32 PLIMPTON AVE, STURBRIDGE, MA 01566-1274
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065105-216
Date	May 6, 2021
Book Page	65105/216
Instrument	62678

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2049

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	32 PLIMPTON AVE, STURBRIDGE, MA 01566-1274
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071537-64
Date	Jan 16, 2025
Book Page	71537/64
Instrument	4024

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Mar 29, 2017
Property Address	32 PLIMPTON AVE, STURBRIDGE, MA 01566-1274
Document Number	56907-192
Book / Page	056907 / 000192
Instrument Date	Mar 10, 2017
Instrument	31225
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 PLIMPTON AVE STURBRIDGE MA 015661274, STURBRIDGE, MA 01566-1274

Mortgage

Document Number	56907-195
Date	Mar 29, 2017
Book Page	056907/000195
Instrument	31226

Lender

Name	PHH HM LNS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 32 Plimpton Ave was $4,524, up 3.1% from the year before.

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,524.00 (+3.12%)	$290,000 (+5.3%) Land $75,200 Building $214,800	$344,800 (+0.71%)
2025	$4,387.00 (+9.76%)	$275,400 (+13.61%) Land $72,400 Building $203,000	$342,380 (+4.37%)
2024	$3,997.00 (+5.8%)	$242,400 (+15.93%) Land $70,800 Building $171,600	$328,035
2023	$3,778.00	$209,100 Land $62,100 Building $147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Plimpton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Plimpton Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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