32 Playa Blvd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 32 Playa Blvd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,187 sqft · built 1949
Lot Size	0.114 acres (4,966 sqft)
Owner	Trust Name on Record
Last Sale	$665,000 (Jan 2011)
Tax Bill	$10,480 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2024 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-123-26`

Property Details

APN / Parcel Number

Primary APN	`045-123-26`
Alternative APN	`045-123-26-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,187 sqft Living Area
Gross Area	1,475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	4,966 sqft (0.114 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	30 PLAYA BLVD
City	WATSONVILLE
State	CA
Zip	95076-1787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	LA SELVA BEACH
Legal Lot Number	64
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3024
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	32 PLAYA BLVD, WATSONVILLE, CA 95076-1732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit MUTUAL/OMAHA MORTGAGE LLC
May 8, 2024	Intrafamily Transfer, Transfer · Reverse Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Aug 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2011 · Amount on Record
Deed Sale	Jan 4, 2011 · Amount on Record
Prior Sale	Sep 5, 2003 · Amount on Record
Deed Document Number	2011245
Last Transfer Date	Apr 24, 2024
Transfer Doc	0000008616
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 8, 2026
Property Address	32 PLAYA BLVD, WATSONVILLE, CA 95076-1732
Document Number	0000012808
Instrument Date	May 23, 2026
Instrument	202612808
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	32 PLAYA BLVD, WATSONVILLE, CA 95076-1732

Mortgage

Document Number	0000012808,
Date	Jun 8, 2026
Instrument	202612808

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	816 Months
Due	Jun 20, 2094

Interest

Rate	6.23%
Max Rate	-1%

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 8, 2024
Property Address	32 PLAYA BLVD, WATSONVILLE, CA 95076-1732
Document Number	0000008616
Map Reference	MB 26 PG 2
Instrument Date	Apr 24, 2024
Instrument	2024-0008616
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	NOT AVAILABLE, FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 PLAYA BLVD, WATSONVILLE, CA 95076-1732

Mortgage

Document Number	0000008617
Date	May 8, 2024
Instrument	2024-0008617

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	841 Months
Due	Jun 20, 2094

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	32 PLAYA BLVD, WATSONVILLE, CA 95076-1732
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 PLAYA BLVD, WATSONVILLE, CA 95076-1787

Mortgage

Document Number	0000062163
Date	Dec 28, 2021
Instrument	2021-0062163

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 31, 2020
Property Address	32 PLAYA BLVD, WATSONVILLE, CA 95076-1732
Document Number	0000033654
Map Reference	MB 26 PG 2
Instrument Date	Aug 25, 2020
Instrument	2020-0033654
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 PLAYA BLVD, WATSONVILLE, CA 95076-1787

Mortgage

Document Number	0000033655
Date	Aug 31, 2020
Instrument	2020-0033655

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$869,023 (+2%) Land $521,414 Building $347,609
2025	$10,480.00 (+13.2%)	$851,984 (+4.04%) Land $511,190 Building $340,794
2023	$9,258.00 (+1.83%) Homeowner's exemption	$818,900 Land $491,340 Building $327,560	$1,074,420
2022	$9,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks.

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