32 Pitman Hill Rd, Saint Charles, MO 63304 Property Records

St. Charles County property record for 32 Pitman Hill Rd, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,148 sqft · built 1995
Lot Size	1.56 acres (68,041 sqft)
Owner	2 Trust Names on File
Last Sale	$270,000 (Jan 1998)
Tax Bill	$4,864 (2025)
Deeds & Mortgages	Jun 2026 Transfer Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T991100079`

Property Details

APN / Parcel Number

Primary APN	`T991100079`
Alternative APN	`3-0132-0016-00-0007.1100000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,148 sqft Living Area
Gross Area	4,800 sqft
1st Floor Area	1,926 sqft
Basement Area	2,270 sqft
Finished Basement	1,222 sqft
Unfinished Basement	1,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	68,041 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	289 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T991100079
Street Address	32 PITMAN HILL RD
City	SAINT CHARLES
State	MO
Zip	63304-0524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SUR 16
Legal Subdivision	THOMAS P TOWERS PARTITION
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1006
Census Tract	311132

Owner

32 Pitman Hill Rd is owner-occupied and held in a trust since March 1999.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	32 PITMAN HILL RD, SAINT CHARLES, MO 63304-0524
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 1998 · Amount on File
Deed Sale	Jan 30, 1998 · Amount on File
Deed Document Number	19986110
Deed Book / Page	2024 / 887
Last Transfer Date	Mar 3, 1999
Transfer Doc	0000000099
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 18, 2026
Property Address	32 PITMAN HILL RD, SAINT CHARLES, MO 63304-0524
Document Number	0000028722
Instrument Date	Jun 4, 2026
Instrument	202628722
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	32 PITMAN HILL RD, SAINT CHARLES, MO 63304-0524

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	32 PITMAN HILL RD, SAINT CHARLES, MO 63304-0524
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 PITMAN HILL RD, SAINT CHARLES, MO 63304-0524

Mortgage

Document Number	2021R080222
Date	Sep 24, 2021
Instrument	2021R-080222

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 32 Pitman Hill Rd was $4,864, up 4.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,088 (-)	$432,047 (-) Land $56,701 Building $375,346
2025	$4,864.00 (+4.83%)	$82,088	$432,047 Land $56,701 Building $375,346
2024	$4,640.00
2023		$77,783
2022			$409,389 Land $51,546 Building $357,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32 Pitman Hill Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	26 (1979–2019)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Pitman Hill Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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