32 Pine Tree Dr, Covington Township (Gouldsboro), PA 18424 Property Records

Lackawanna County property record for 32 Pine Tree Dr, Covington Township, PA 18424

Property Summary

Property Type	Single Family Home
Details	1,903 sqft · built 2003
Lot Size	0.196 acres (8,540 sqft)
Owner	Individual Name on File
Last Sale	$322,916 (Jun 2026)
Tax Bill	$56,734 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2190203000409`

Property Details

APN / Parcel Number

Primary APN	`2190203000409`

Interior

Building Area	1,903 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	8,540 sqft (0.196 acres)
Lot Dimensions	140 ft deep x 61 ft wide

Location & Zoning

Street Address	32 PINE TREE DR
City	COVINGTON TOWNSHIP
State	PA
Zip	18424-9340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	61X140 QUIET PINES L 4B W-01
Legal Subdivision	QUIET PINES
Legal Lot Number	4B
Jurisdiction	LACKAWANNA PA
Township / Civil Division	COVINGTON
Census Block Group	5
Census Block	5030
Census Tract	112902

Owner

Source: Lackawanna County records · APN 2190203000409

Assessment roll updated April 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	32 PINE TREE DR, COVINGTON TOWNSHIP, PA 18424-9340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed, Transfer · VA Mortgage PRIME LENDING
Jul 18, 2022	Deed, Transfer COUNTY ABSTRACT INSURANCE COMPANY INC, COUNTY ABSTRACT INS CO INC
Nov 10, 2020	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 04, 2017	Deed, Transfer · ARM FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jul 18, 2022 · Amount on Record
Deed Document Number	202610200
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Jun 25, 2026
Property Address	32 PINE TREE DR, COVINGTON TOWNSHIP, PA 18424-9340
Document Number	0000010200
Instrument Date	Jun 22, 2026
Instrument	202610200
Transaction Type	Transfer
Record Updated	Jul 07, 2026
Title Company	KEYSTONE ABSTRACT SERVICES INC, KEYSTONE ABSTRACT SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$326,145.16
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 PINE TREE DR, COVINGTON TOWNSHIP, PA 18424-9340

Mortgage

Document Number	0000010201,
Date	Jun 25, 2026
Instrument	202610201

Lender

Name	PRIME LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.36%
Max Rate	-1%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Jul 18, 2022
Property Address	32 PINE TREE DR, COVINGTON TOWNSHIP, PA 18424-9340
Document Number	0000014741
Instrument Date	Jun 02, 2022
Instrument	202214741
Transaction Type	Transfer
Record Updated	Apr 07, 2026
Title Company	COUNTY ABSTRACT INSURANCE COMPANY INC, COUNTY ABSTRACT INS CO INC

Transaction

Amount	Amount Recorded
Tax	$2,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 PINE TREE DR, COVINGTON TOWNSHIP, PA 18424-9340

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Nov 10, 2020
Property Address	32 PINE TREE DR, COVINGTON TOWNSHIP, PA 18424-9340
Document Number	0000019580
Map Reference	DOC 201712121
Instrument Date	Nov 02, 2020
Instrument	202019580
Transaction Type	Transfer
Record Updated	Jun 07, 2022
Title Company	WILLOW SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 PINE TREE DR, COVINGTON TOWNSHIP, PA 18424-9340

Mortgage

Document Number	0000019581
Date	Nov 10, 2020
Instrument	202019581

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Aug 04, 2017
Property Address	32 PINE TREE DR, COVINGTON TOWNSHIP, PA 18424-9340
Document Number	0000012121
Instrument Date	Jul 27, 2017
Instrument	201712121
Transaction Type	Transfer
Record Updated	Jun 07, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,202.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012122
Date	Aug 04, 2017
Instrument	201712122

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: Lackawanna County records · Assessment roll updated April 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lackawanna County
County Subdivision	Covington Township
Unified School District	North Pocono School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$56,734.00 (+941.18%)	$306,410 (+1,176.71%) Land $31,570 Building $274,840
2024	$5,449.00	$24,000 (-) Land $1,000 Building $23,000	$306,410 (+1,176.71%) Land $31,570 Building $274,840
2023	$5,449.00	$24,000 Land $1,000 Building $23,000
			$24,000 Land $1,000 Building $23,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 17, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 61 locations within half a mile of this property.

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