32 Pine Hill Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 32 Pine Hill Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,038 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Jul 2017)
Tax Bill	$1,236 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00020-0320`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00020-0320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
Gross Area	1,407 sqft
1st Floor Area	1,038 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	32 PINE HILL LN
City	PALM COAST
State	FL
Zip	32164-7026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPX
Legal Description	PALM COAST SEC 26 BLK 2 LT 32 OG 202 PG 928 OR 587 PG 1761 OR 597 PG 788 OR 708 PG 822-DC OR 708 PG 823- CAROL J NORTON PR OR 867 PG 1706-OD OR 1584/1178 OR 1680/1171 OR 1688/1729-CD OR 2093/249- KATRINA M KEYS PR OR 2146/502- DC OR 2201/541 OR 2219/
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	2
Legal Lot Number	32
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1020
Census Tract	60213

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 PINE HILL LN, PALM COAST, FL 32164-7026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Oct 30, 2017	Warranty Deed, Transfer
Jul 21, 2017	Warranty Deed, Transfer AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY
Apr 26, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	Apr 26, 2017 · Amount on Record
Deed Document Number	201725494
Deed Book / Page	2219 / 694
Prior Transfer Date	Sep 12, 2008
Prior Transfer Doc	0016881729
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	32 PINE HILL LN, PALM COAST, FL 32164-7026
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 PINE HILL LN, PALM COAST, FL 32164-7026

Mortgage

Document Number	0030001103
Date	Oct 21, 2025
Book Page	3000/1103
Instrument	2025043026

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2030

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Oct 30, 2017
Property Address	32 PINE HILL LN, PALM COAST, FL 32164-7026
Document Number	0022381698
Book / Page	002238 / 001698
Instrument Date	Oct 20, 2017
Instrument	37968
Transaction Type	Transfer
Record Updated	Nov 23, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 PINE HILL LN PALM COAST FL 321647026, PALM COAST, FL 32164-7026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 21, 2017
Property Address	32 PINE HILL LN, PALM COAST, FL 32164-7026
Document Number	0022190694
Book / Page	002219 / 000694
Instrument Date	Jul 13, 2017
Instrument	25494
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	AMERICAS CHOICE TITLE AGENCY, AMERICA'S CHOICE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$973.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 43RD ST NORTH BERGEN NJ 070472604, NORTH BERGEN, NJ 07047-2604

April 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 26, 2017
Property Address	32 PINE HILL LN, PALM COAST, FL 32164-7026
Document Number	0022010541
Book / Page	002201 / 000541
Instrument Date	Mar 31, 2017
Instrument	14623
Transaction Type	Transfer
Record Updated	Jun 19, 2017

Transaction

Amount	Amount Recorded
Tax	$709.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	PO BOX 351016 PALM COAST FL 321351016, PALM COAST, FL 32135-1016

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,236.00 (+3.26%) Homeowner's exemption	$111,170 (+5.99%)	$187,923 (+1.02%) Land $53,000 Building $134,923
2024	$1,197.00 (+129.31%)
2023	$522.00 (-53.6%) Homeowner's exemption Additional exemption filed	$104,891 (+3%)	$186,030 (+2.19%) Land $42,000 Building $144,030
2022	$1,125.00 Homeowner's exemption	$101,836	$182,043 Land $44,000 Building $138,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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