Bergen County and Emerson Borough property record for 32 Pershing St, Emerson, NJ 07630 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,528 sqft · built 1953 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $630,000 (Jul 2025) |
| Tax Bill | $13,547 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00109-0000-00004 |
| Primary APN | 14-00109-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 1,528 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 001231 |
|---|---|
| Street Address | 32 PERSHING ST |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X100 3LT |
| Legal Subdivision | EMERSON PKS MAP #1 |
| Legal Block | 109 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 14000 |
Source: Bergen County and Emerson Borough records · APN 14-00109-0000-00004
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 PERSHING ST, EMERSON, NJ 07630-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2025 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 28, 2022 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Deed Document Number | 202550692 |
| Deed Book / Page | 5558 / 1901 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 25, 2025 |
| Property Address | 32 PERSHING ST, EMERSON, NJ 07630-1021 |
| Document Number | 0055581901 |
| Book / Page | 5558 / 1901 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2025050692 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | LEGEND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,564.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4000 MURRAY CT UNIT 4302, 4302, FAIRFIELD, NJ 07004-2241 |
| Name | Verified Name |
|---|---|
| Address | 32 PERSHING ST, EMERSON, NJ 07630-1021 |
| Document Number | 2025050693 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 2025050693 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 PERSHING ST, EMERSON, NJ 07630-1021 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045980167 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 4598/167 |
| Instrument | 2022024929 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Emerson Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,100 (-) Land $215,000 Building $181,100 | $396,100 (-) Land $215,000 Building $181,100 | |
| 2025 | $13,547.00 (+3.55%) Veteran's exemption | $396,100 (-) Land $215,000 Building $181,100 | $396,100 (-) Land $215,000 Building $181,100 |
| 2024 | $13,083.00 (+11.41%) | ||
| 2023 | $396,100 Land $215,000 Building $181,100 | $396,100 Land $215,000 Building $181,100 | |
| 2022 | $11,743.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030140004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009, rainfall accumulation |
| Wildfire Risk | Low above 2% of the US · above 6% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 556 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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