Bergen County and Waldwick Borough property record for 32 Pennington Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,872 sqft · built 1970 |
| Lot Size | 0.204 acres (8,872 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Dec 2012) |
| Tax Bill | $15,787 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00157-0000-00019 |
| Primary APN | 64-00157-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,872 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 8,872 sqft (0.204 acres) |
| Street Address | 32 PENNINGTON AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 148XIRR 4LT |
| Legal Block | 157 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32 PENNINGTON AVE, WALDWICK, NJ 07463-1526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Apr 5, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Apr 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2012 · Amount on Record |
| Deed Sale | Dec 19, 2012 · Amount on Record |
| Prior Sale | Jan 28, 1999 |
| Deed Document Number | 2012119636 |
| Deed Book / Page | 1226 / 1647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 2, 2026 |
| Property Address | 32 PENNINGTON AVE, WALDWICK, NJ 07463-1526 |
| Document Number | 0000044789 |
| Book / Page | 5837 / 843 |
| Instrument Date | May 1, 2026 |
| Instrument | 202644789 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 32 PENNINGTON AVE, WALDWICK, NJ 07463-1526 |
| Document Number | 0000044789, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 5837/843 |
| Instrument | 202644789 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | May 1, 2066 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 PENNINGTON AVE, WALDWICK, NJ 07463-1526 |
| Document Number | 0026282119 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 32 PENNINGTON AVE WALDWICK NJ 074631526, WALDWICK, NJ 07463-1526 |
| Document Number | 0026282119 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 002628/002119 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 32 PENNINGTON AVE, WALDWICK, NJ 07463-1526 |
| Document Number | 0025970826 |
| Book / Page | 002597 / 000826 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 32 PENNINGTON AVE WALDWICK NJ 074631526, WALDWICK, NJ 07463-1526 |
| Document Number | 0025970826 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 002597/000826 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410-8000 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2047 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $687,900 (-) Land $292,000 Building $395,900 | $687,900 (-) Land $292,000 Building $395,900 | |
| 2025 | $15,787.00 (+3.66%) | $687,900 (+52.87%) Land $292,000 Building $395,900 | $687,900 (+52.87%) Land $292,000 Building $395,900 |
| 2024 | $15,230.00 (+18.84%) | ||
| 2023 | $450,000 Land $256,400 Building $193,600 | $450,000 Land $256,400 Building $193,600 | |
| 2022 | $12,816.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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