Cecil County property record for 32 Pearce Creek Dr, Earleville, MD 21919
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,352 sqft · built 2005 |
| Lot Size | 11.2 acres (489,614 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,442 (2026) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Mar 2024 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-060325 |
| Primary APN | 01-060325 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,352 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 489,614 sqft (11.2 acres) |
| Garage Type | Built-in |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 632 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 060325 |
|---|---|
| Street Address | 32 PEARCE CREEK DR |
| City | EARLEVILLE |
| State | MD |
| Zip | 21919-1753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 24A-11.244 ACRES 32 PEARCE CREEK DRIVE PEARCE CREEK |
| Legal Subdivision | PEARCE CREEK DRIVE PEARCE CREEK |
| Legal Lot Number | 24A |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 30100 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 PEARCE CREEK DR, EARLEVILLE, MD 21919-1753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Mar 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2004 |
| Deed Sale | Dec 13, 2004 |
| Prior Sale | Feb 4, 2002 · Amount on Record |
| Deed Document Number | 2004266512 |
| Deed Book / Page | 1797 / 703 |
| Last Transfer Date | Aug 5, 2005 |
| Transfer Doc | 0000060149 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 32 PEARCE CREEK DR, EARLEVILLE, MD 21919-1753 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 32 PEARCE CREEK DR, EARLEVILLE, MD 21919-1753 |
| Document Number | 0056700368 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 5670/368 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 32 PEARCE CREEK DR, EARLEVILLE, MD 21919-1753 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0054350211 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 5435/211 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 159 Months |
| Due | Jun 1, 2037 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,442.00 (+4.11%) Homeowner's exemption | $507,467 (+11.83%) | $522,600 (+9.51%) Land $171,600 Building $351,000 |
| 2025 | $5,227.00 (+23.42%) Homeowner's exemption | ||
| 2023 | $4,235.00 Homeowner's exemption | $453,767 | $477,200 Land $171,600 Building $305,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
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