Suffolk County and Smithtown Town property record for 32 Peacock Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,722 sqft · built 1965 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $491,500 (May 2020) |
| Tax Bill | $13,785 (2024) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 149.-1-61 |
| Primary APN | 473489 149.-1-61 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,722 sqft Living Area |
| Gross Area | 2,132 sqft |
| 1st Floor Area | 969 sqft |
| 2nd Floor Area | 753 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 16,988 sqft (0.39 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 32 PEACOCK LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-221801 TC-52 *3717 LOT 162 CHARTER WOODS SEC 3 |
| Legal Subdivision | MAP CHARTER WOODS SECTION 111 |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 135208 |
32 Peacock Ln is owned and occupied by two individuals who bought it in May 2020.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 PEACOCK LN, COMMACK, NY 11725-4911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2020 | Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Jan 11, 2018 | Deed of Trust, Mortgage · Line of Credit ISLAND FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on File |
| Deed Sale | May 29, 2020 · Amount on File |
| Prior Sale | Sep 14, 1995 · Amount on File |
| Deed Book / Page | 13059 / 761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 29, 2020 |
| Property Address | 32 PEACOCK LN, COMMACK, NY 11725-4911 |
| Document Number | 0130590761 |
| Book / Page | 013059 / 000761 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,965.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 RICHARD AVE RONKONKOMA NY 117795610, RONKONKOMA, NY 11779-5610 |
| Document Number | 231390522 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 023139/000522 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 32 PEACOCK LN, COMMACK, NY 11725-4911 |
| Document Number | 0229200244 |
| Instrument Date | Jan 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 32 PEACOCK LN COMMACK NY 117254911, COMMACK, NY 11725-4911 |
| Document Number | 0229200244 |
|---|---|
| Date | Apr 25, 2018 |
| Book Page | 022920/000244 |
| Name | ISLAND FCU |
|---|---|
| Type | Credit Union |
| Address | 120 MOTOR PARKWAY #, HAUPPAUGE, NY 11788 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,990 Land $375 Building $4,615 | $623,750 Land $46,875 Building $576,875 | |
| 2024 | $13,785.00 | ||
| 2023 | $4,990 Land $375 Building $4,615 | $5,736 Land $431 Building $5,305 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 32 Peacock Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1999) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Peacock Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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