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32 Palm Dr, Placida, FL 33946 Property Records

Charlotte County property record for 32 Palm Dr, Placida, FL 33946 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,430 sqft · built 2006
Lot Size0.348 acres (15,170 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Aug 2021)
Tax Bill$8,899 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jul 2018 Transfer
Flood ZoneZone AE (high risk)
APN412028355001

Property Details

APN / Parcel Number

Primary APN412028355001
Alternative APNs
  • 00883240002002
  • 10004659021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,430 sqft Living Area
Gross Area2,247 sqft
1st Floor Area1,430 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialMetal
Lot Area15,170 sqft (0.348 acres)
Lot Dimensions157 ft deep x 160 ft wide
Pool Area406 sqft
Deck AreaDeck Area
Patio Area1,235 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00883240002002
Street Address32 PALM DR
CityPLACIDA
StateFL
Zip33946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM ISLAND EST UN 3 BLK J LT 4 571/42 1183/1130 1330/874 1803/2013 RES2813/1259 3779/64 4333/1216 4832/1663
Legal Range20E
Legal Township41S
Legal Section28
Legal SubdivisionPALM ISLAND EST
Legal TractPIE
Legal BlockJ
Legal Lot Number4
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group1
Census Block1019
Census Tract30402

Owner

Source: Charlotte County records · APN 412028355001

Assessment roll updated March 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address32 PALM DR, PLACIDA, FL 33946
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jul 03, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleJun 26, 2013 · Amount on Record
Deed Document Number20212991903
Deed Book / Page4832 / 1663
Prior Transfer DateJun 28, 2018
Prior Transfer Doc0043331216
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 31, 2021
Property Address32 PALM DR, PLACIDA, FL 33946
Document Number0048321663
Book / Page4832 / 1663
Map ReferenceMB 3 PG 98A-98C
Instrument DateAug 31, 2021
Instrument2991903
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyPRIVATE CLIENT TITLE & ESCROW LLC, PRIVATE CLIENT T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,410.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address126 GLADES DR, 126, ROTONDA WEST, FL 33947-2449

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 PALM DR, PLACIDA, FL 33946

Mortgage

Document Number48321666
DateAug 31, 2021
Instrument4832/1666
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateJul 03, 2018
Property Address32 PALM DR, PLACIDA, FL 33946
Document Number0043331216
Book / Page004333 / 001216
Instrument DateJun 28, 2018
Instrument2626546
Transaction TypeTransfer
Record UpdatedJul 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 3493 PLACIDA FL 339463493, PLACIDA, FL 33946-3493

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated March 4, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,899.00 (-22.65%)$538,247 (-0.94%) Land $86,700 Building $451,547$538,247 (+21.99%) Land $86,700 Building $451,547
2024$11,505.00 (+3.96%)
2023$11,067.00 (+10.99%)$543,368 (+1%)$441,207 (-10.68%) Land $102,000 Building $339,207
2022$9,971.00$493,971 Land $72,250 Building $421,721$493,971 Land $72,250 Building $421,721

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150304021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 242 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies369 units insured (127 under condo master policies)
121 of 242 individual policies on primary residences
Nearby Flood Claims326 (1982–2024)
Claims Outside the SFHA1 of 326
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Flood Events
  • Hurricane Milton (Oct 2024), 156 claims
  • Hurricane Helene (Oct 2024), 108 claims
  • Hurricane Ian (Sep 2022), 19 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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