32 Paddock Rd, Ho Ho Kus, NJ 07423 Property Records

Bergen County and Ho-Ho-Kus Borough property record for 32 Paddock Rd, Ho Ho Kus, NJ 07423

Property Summary

Property Type	Single Family Home
Details	4,153 sqft · built 1985
Lot Size	1 acre (43,604 sqft)
Owner	2 Individual Names on File
Last Sale	$1,055,000 (May 2011)
Tax Bill	$30,742 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-00502-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`28-00502-0000-00027`
Alternative APNs	`2800087000000030` `280050200027`

Interior

Building Area	4,153 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	43,604 sqft

Location & Zoning

Old Parcel Number	2800087000000030
Street Address	32 PADDOCK RD
City	HO HO KUS
State	NJ
Zip	07423-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1.001AC
Legal Subdivision	CHESTNUT ACRES
Legal Block	502
Legal Lot Number	27
Jurisdiction	BERGEN NJ
Township / Civil Division	HO-HO-KUS
Census Block Group	1
Census Block	1001
Census Tract	27000

Owner

32 Paddock Rd is owned and occupied by two individuals who bought it in May 2011.

Source: Bergen County and Ho-Ho-Kus Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 PADDOCK RD, HO HO KUS, NJ 07423-1314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2011 · Amount on File
Deed Sale	May 5, 2011 · Amount on File
Deed Document Number	20117340062
Deed Book / Page	734 / 62
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	32 PADDOCK RD, HO HO KUS, NJ 07423-1314
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041800414
Date	Jun 1, 2021
Book Page	4180/414
Instrument	2021087012

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	32 PADDOCK RD, HO HO KUS, NJ 07423-1314
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE INSURANCE COMMITMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025252301
Date	Feb 2, 2017
Book Page	02525/2301
Instrument	17-011429

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	32 PADDOCK RD, HO HO KUS, NJ 07423-1314
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE INSURANCE COMMITMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025252316
Date	Feb 2, 2017
Book Page	02525/2316
Instrument	17-011429.01

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 32 Paddock Rd was $30,742, up 3.9% from the year before.

Source: Bergen County and Ho-Ho-Kus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ho-Ho-Kus Borough
Unified School District	Ho-Ho-Kus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,944,500 (+58.19%) Land $875,200 Building $1,069,300	$1,944,500 (+58.19%) Land $875,200 Building $1,069,300
2025	$30,742.00 (+3.91%)	$1,229,200 Land $500,100 Building $729,100	$1,229,200 Land $500,100 Building $729,100
2024	$29,586.00
2023		$1,229,200 Land $500,100 Building $729,100	$1,229,200 Land $500,100 Building $729,100
2022	$27,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Paddock Rd in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	25 (1983–2021)
Claims Outside the SFHA	8 of 25
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Paddock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HO HO KUS WATER DEPT serves 4,060 people · EPA ID NJ0228001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: AT&T.

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