32 Owl Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 32 Owl Creek Rd, Murphy, NC 28906

Property Summary

Property TypeRural Home
Details5 bd · 4 ba · 2,352 sqft · built 1990
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Nov 2021)
Tax Bill$3,027 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN459400479499000

Property Details

APN / Parcel Number

Primary APN459400479499000
Alternative APN
  • 56200

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,352 sqft Heated Area
Basement Area336 sqft
Finished Basement1,680 sqft
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Lot Dimensions885 ft deep x 410 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area672 sqft
Deck Area1,422 sqft
Patio Area132 sqft
Shed1 Shed
Shed Area40 sqft
Stable432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number56200
Street Address32 OWL CREEK RD
CityMURPHY
StateNC
Zip28906-7518
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionTR 2 FR OWL CREEK PROPERTIES LLC 1306/590
Legal Tract2
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group1
Census Block1000
Census Tract930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 515, MURPHY, NC 28906-0515
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2021 · Amount on Record
Deed SaleNov 30, 2021 · Amount on Record
Prior SaleNov 26, 2007
Deed Document Number8024
Deed Book / Page1697 / 1153
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateNov 30, 2021
Property Address32 OWL CREEK RD, MURPHY, NC 28906-7518
Document Number01697/1153
Book / Page1697 / 1153
Instrument DateNov 10, 2021
Instrument8024
Transaction TypeTransfer
Record UpdatedOct 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6104 OLD SCOTT LAKE RD, LAKELAND, FL 33813-4707

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5904 MARINA DR, HOLMES BEACH, FL 34217-1519

Mortgage

Document Number0016971156
DateNov 30, 2021
Instrument1697/1156
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,027.00$439,780 (+24.42%)$439,780 (+24.42%) Land $28,350 Building $411,430
2023$353,460$353,460 Land $28,350 Building $325,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 93% of North Carolina
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Owl Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number