32 Overlook Dr, Morehead, KY 40351 Property Records

Rowan County property record for 32 Overlook Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1979
Owner	Individual Name on Record
Last Sale	$85,000 (Jun 2024)
Tax Bill	$711 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Mar 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`029-30 00 029.00`

Property Details

APN / Parcel Number

Primary APN	`029-30 00 029.00`
Alternative APNs	`5027` `626` `671`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1979
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	5027
Street Address	32 OVERLOOK DR
City	MOREHEAD
State	KY
Zip	40351-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & LOT #105 PINE HILLS
Legal Subdivision	PINE HILLS
Legal Lot Number	105
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	4
Census Block	4001
Census Tract	950100

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 OVERLOOK DR, MOREHEAD, KY 40351-9115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2024	Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF GRAYSON
Mar 14, 2017	Commissioner's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	Mar 14, 2017 · Amount on Record
Deed Document Number	2030445
Deed Book / Page	D292 / 92
Record Updated	Jun 8, 2026

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 12, 2024
Property Address	32 OVERLOOK DR, MOREHEAD, KY 40351-9115
Document Number	000D292/92
Book / Page	D292 / 92
Instrument Date	Jun 7, 2024
Instrument	2030445
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 314, MOREHEAD, KY 40351-0314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 OVERLOOK DR, MOREHEAD, KY 40351-9115

Mortgage

Document Number	0002030447
Date	Jun 12, 2024
Instrument	2030447

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate

March 2017: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 14, 2017
Property Address	32 OVERLOOK DR, MOREHEAD, KY 40351-9115
Document Number	00D263/068
Book / Page	D263 / 068
Instrument Date	Feb 27, 2017
Instrument	404186
Transaction Type	Foreclosure
Record Updated	Nov 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 EAGLE DR, MOREHEAD, KY 40351-7417

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$711.00 (+11.27%)	$85,000 (+13.33%) Land $10,000 Building $75,000	$85,000 (+13.33%) Land $10,000 Building $75,000
2023	$639.00	$75,000 Land $10,000 Building $65,000	$75,000 Land $10,000 Building $65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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