32 Old Millstone Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 32 Old Millstone Ln, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,086 sqft · built 1963
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$23,877 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-160-021-7`

Property Details

APN / Parcel Number

Primary APN	`234-160-021-7`
Alternative APN	`234-160-021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,086 sqft Living Area
Gross Area	3,566 sqft
1st Floor Area	3,086 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 OLD MILLSTONE LN
City	LAFAYETTE
State	CA
Zip	94549-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2713 LOT 4 & POR 5
Legal Subdivision	TRACT 2713
Legal Tract	2713
Legal Lot Number	4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2010
Census Tract	349000

Owner

32 Old Millstone Ln is owned and occupied by two individuals who acquired it in April 2000.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 OLD MILLSTONE LN, LAFAYETTE, CA 94549-5110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Jun 23, 2020	Deed of Trust, Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 12, 2000
Transfer Doc	0000073650
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	32 OLD MILLSTONE LN, LAFAYETTE, CA 94549-5110
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 OLD MILLSTONE LN, LAFAYETTE, CA 94549-5110

Mortgage

Document Number	0000035985
Date	Feb 28, 2022
Instrument	2022-035985

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	32 OLD MILLSTONE LN, LAFAYETTE, CA 94549-5110
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 OLD MILLSTONE LN, LAFAYETTE, CA 94549-5110

Mortgage

Document Number	0000135018
Date	May 5, 2021
Instrument	2021-135018

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	32 OLD MILLSTONE LN, LAFAYETTE, CA 94549-5110
Document Number	0000132218
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 OLD MILLSTONE LN LAFAYETTE CA 945495110, LAFAYETTE, CA 94549-5110

Mortgage

Document Number	0000132218
Date	Jul 6, 2020
Instrument	132218

Lender

Name	STIFEL BK&TR
Type	Bank
Address	12655 OLIVE BLVD # 250, ST LOUIS, MO 63141-6343

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 32 Old Millstone Ln was $23,877.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,042,494 (+2%) Land $1,381,656 Building $660,838
2025	$23,877.00	$2,002,446 Land $1,354,565 Building $647,881
2023	$23,073.00 (+1.54%)	$1,924,690 Land $1,301,966 Building $622,724
2022	$22,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32 Old Millstone Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Old Millstone Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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