32 Oceanview Loop, Southern Shores (Kitty Hawk), NC 27949 Property Records

Dare County property record for 32 Oceanview Loop, Southern Shores, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,008 sqft · built 2020
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,537 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`986716926780`

Property Details

APN / Parcel Number

Primary APN	`986716926780`
Alternative APN	`022819111`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,008 sqft Finished Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Other
Lot Area	23,000 sqft (0.528 acres)
View / Lot	Ocean
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986716926780
Street Address	32 OCEANVIEW LOOP
City	KITTY HAWK
State	NC
Zip	27949-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 11R BLK: SEC: PL: J SL: 100
Legal Subdivision	OCEAN VIEW SUBDIVISION
Legal Lot Number	11R
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	3
Census Block	3018
Census Tract	970101

Owner

32 Oceanview Loop, a single family home, is owned by two individuals.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2317 W GREY GABLES DR, BURLINGTON, NC 27215-5498
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · Balloon Mortgage FIRST BANK
Aug 21, 2019	Warranty Deed, Transfer · Balloon Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	32 OCEANVIEW LOOP, SOUTHERN SHORES, NC 27949
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002318/828
Date	Aug 21, 2019
Book Page	2318/828
Instrument	700068007

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Aug 21, 2019
Property Address	32 OCEANVIEW LOOP, SOUTHERN SHORES, NC 27949
Document Number	2318/826
Book / Page	2318 / 826
Instrument Date	Aug 6, 2019
Instrument	700068006
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 ST ELIZABETH DR, GIBSONVILLE, NC 27249-2784

Mortgage

Document Number	2318/828
Date	Aug 21, 2019
Book Page	2318/828
Instrument	700068007

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 32 Oceanview Loop was $5,537.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Southern Shores Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,537.00	$1,227,300 (-) Land $362,200 Building $865,100	$1,227,300 Land $362,200 Building $865,100
2025	$5,537.00	$1,227,300 Land $362,200 Building $865,100
2023	$4,953.00	$778,500 Land $183,400 Building $595,100
2020			$1,227,300 Land $362,200 Building $865,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Oceanview Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 264 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	276 units insured incl. 12 condo units
Nearby Flood Claims	5 (2012–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Oceanview Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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