32 Oak Rd, Orinda, CA 94563 Property Records

Contra Costa County property record for 32 Oak Rd, Orinda, CA 94563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,783 sqft · built 1991
Lot Size	0.276 acres (12,000 sqft)
Owner	Company Name on Record
Tax Bill	$9,043 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`273-083-026-8`

Property Details

APN / Parcel Number

Primary APN	`273-083-026-8`
Alternative APN	`273-083-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,783 sqft Living Area
1st Floor Area	1,495 sqft
2nd Floor Area	1,288 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Lot Area	12,000 sqft (0.276 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	32 OAK RD
City	ORINDA
State	CA
Zip	94563-3326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T146PM16
Legal Subdivision	OAK SPGS 03
Legal Tract	146PM16
Legal Lot Number	172
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2021
Census Tract	353001

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	32 OAK RD, ORINDA, CA 94563-3326
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
May 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 2, 2018
Transfer Doc	0000073856
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	32 OAK RD, ORINDA, CA 94563-3326
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 OAK RD, ORINDA, CA 94563-3326

Mortgage

Document Number	0000178187
Date	Nov 29, 2022
Instrument	2022-178187

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	Other
Margin	3
Max Rate	10.3%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	32 OAK RD, ORINDA, CA 94563-3326
Document Number	0000196318
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	32 OAK RD ORINDA CA 945633326, ORINDA, CA 94563-3326

Mortgage

Document Number	0000196318
Date	Dec 7, 2018
Instrument	196318

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NV 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 10, 2018
Property Address	32 OAK RD, ORINDA, CA 94563-3326
Document Number	0000073856
Instrument Date	May 2, 2018
Instrument	73856
Transaction Type	Transfer
Record Updated	May 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	32 OAK RD ORINDA CA 945633326, ORINDA, CA 94563-3326

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Orinda City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Orinda Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$630,202 (+2%) Land $129,790 Building $500,412
2025	$9,043.00 (+3.27%) Homeowner's exemption	$617,846 (+4.04%) Land $127,246 Building $490,600
2023	$8,757.00 (+4.64%) Homeowner's exemption	$593,855 Land $122,305 Building $471,550
2022	$8,369.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	22 (1978–2005)
Claims Outside the SFHA	2 of 22
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 6 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Unwired.

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