32 Oak Meadow Rd, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 32 Oak Meadow Rd, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,731 sqft · built 1987
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$1,494,000 (Feb 2025)
Tax Bill	$23,868 (2024)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 43.2-1-16`

Property Details

APN / Parcel Number

Primary APN	`473489 43.2-1-16`
Alternative APNs	`0800-043.02-01.00-016.000` `348904300200010160000000` `47340011378`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,731 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	1,761 sqft
2nd Floor Area	970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	845 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	462 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	32 OAK MEADOW RD
City	COMMACK
State	NY
Zip	11725-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-423976.151 TC-51 TIMBER RIDGE @ COMMACK *8087 SEC 4 LOT 1
Legal Subdivision	TIMBER RIDGE
Legal Block	1
Legal Lot Number	16
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2009
Census Tract	135103

Owner

32 Oak Meadow Rd is owned by two individuals who bought it in February 2025.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 TERRY LN, COMMACK, NY 11725-2029
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2025 · Amount on File
Deed Sale	Feb 21, 2025 · Amount on File
Prior Sale	Nov 6, 2024 · Amount on File
Deed Book / Page	13284 / 920
Prior Transfer Date	Sep 28, 2012
Prior Transfer Doc	0127260448
Record Updated	Sep 20, 2026

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 21, 2025
Property Address	32 OAK MEADOW RD, COMMACK, NY 11725-1766
Document Number	0132840920
Book / Page	13284 / 920
Instrument Date	Jan 24, 2025
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 TERRY LN, COMMACK, NY 11725-2029

Mortgage

Document Number	0002364349
Date	Feb 21, 2025
Instrument	23643/49

Lender

Name	DIME COMMUNITY BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.2%
Type Change Date	Feb 1, 2030

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,775 (-) Land $400 Building $8,375	$1,096,875 (+7.5%) Land $50,000 Building $1,046,875
2024	$23,868.00	$8,775 (-) Land $400 Building $8,375	$1,020,349 (+10,016.49%) Land $46,512 Building $973,837
2023		$8,775 Land $400 Building $8,375	$10,086 Land $460 Building $9,626

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32 Oak Meadow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Oak Meadow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20