Cecil County property record for 32 Oak Ave, Earleville, MD 21919 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,819 sqft · built 2002 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,350 (May 2023) |
| Tax Bill | $2,693 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-059246 |
| Primary APN | 01-059246 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,819 sqft Total Area |
| Stories | 1 Story |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Deck Area | 544 sqft Deck |
| Porch | Slab |
| Porch Area | 228 sqft Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 059246 |
|---|---|
| Street Address | 32 OAK AVE |
| City | EARLEVILLE |
| State | MD |
| Zip | 21919-1937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 - .229 ACRE 32 OAK AVENUE CRYSTAL BEACH MANOR |
| Legal Subdivision | CRYSTAL BEACH |
| Legal Lot Number | 19 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 1, CECILTON |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 30100 |
Source: Cecil County records · APN 01-059246
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 OAK AVE, EARLEVILLE, MD 21919-1937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 03, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage EMM LOANS LLC |
| Mar 07, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 01, 2019 | Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2023 · Amount on Record |
| Deed Sale | May 03, 2023 · Amount on Record |
| Prior Sale | Apr 01, 2019 · Amount on Record |
| Deed Book / Page | 5321 / 167 |
| Transfer Doc | 0018800542 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | May 03, 2023 |
| Property Address | 32 OAK AVE, EARLEVILLE, MD 21919-1937 |
| Document Number | 0053210167 |
| Book / Page | 5321 / 167 |
| Map Reference | MB RRC 1 FO 108 |
| Instrument Date | Apr 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | EQUITABLE TITLE/FL, EQUITABLE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 32 OAK AVE, EARLEVILLE, MD 21919-1937 |
| Document Number | 0053210172 |
|---|---|
| Date | May 03, 2023 |
| Instrument | 5321-0172 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 32 OAK AVE, EARLEVILLE, MD 21919-1937 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0051190323 |
|---|---|
| Date | Mar 07, 2022 |
| Book Page | 5119/323 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | May 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Apr 01, 2019 |
| Property Address | 32 OAK AVE, EARLEVILLE, MD 21919-1937 |
| Document Number | 0043790036 |
| Book / Page | 4379 / 036 |
| Map Reference | MB NDS 13 FO 12 |
| Instrument Date | Mar 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | FIRST TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 32 OAK AVE, EARLEVILLE, MD 21919-1937 |
| Document Number | 0000437940 |
|---|---|
| Date | Apr 01, 2019 |
| Instrument | 4379/40 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,933 (+6.34%) | $271,200 (-) Land $67,500 Building $203,700 | |
| 2025 | $2,693.00 (+47.32%) | $240,667 (+7.68%) | $271,200 (+20.32%) Land $67,500 Building $203,700 |
| 2023 | $1,828.00 | $223,500 | $225,400 Land $67,500 Building $157,900 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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