32 Nowick Ln, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 32 Nowick Ln, Smithtown, NY 11787

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,728 sqft · built 1964
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$458,500 (Jun 2019)
Tax Bill	$14,498 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 50.-4-14`

Property Details

APN / Parcel Number

Primary APN	`473489 50.-4-14`
Alternative APNs	`0800-050.00-04.00-014.000` `348905000000040140000000` `47340012735` `S40065`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	500 sqft
2nd Floor Area	1,228 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	14,375 sqft (0.33 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S40065
Street Address	32 NOWICK LN
City	SMITHTOWN
State	NY
Zip	11787-1235
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	21-835476 TC-65 *3716 LOT 11 THE WOODS
Legal Block	4
Legal Lot Number	14
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1033
Census Tract	134902

Owner

32 Nowick Ln, a duplex, is owned and occupied by two individuals who bought it in June 2019.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 NOWICK LN, SMITHTOWN, NY 11787-1235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit JOVIA FINANCIAL CREDIT UNION
Apr 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE AMERICA LLC
Jun 21, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Deed Book / Page	13016 / 575
Prior Transfer Date	Aug 31, 2000
Prior Transfer Doc	1207000802
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	32 NOWICK LN, SMITHTOWN, NY 11787-1235
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234460973
Date	Aug 11, 2022
Book Page	23446/973

Lender

Name	JOVIA FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	32 NOWICK LN, SMITHTOWN, NY 11787-1235
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234080031
Date	Apr 20, 2022
Book Page	23408/31
Instrument	DN004478

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 21, 2019
Property Address	32 NOWICK LN, SMITHTOWN, NY 11787-1235
Document Number	0130160575
Book / Page	13016 / 575
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,330 Land $350 Building $4,980	$666,250 Land $43,750 Building $622,500
2024	$14,498.00
2023		$5,330 Land $350 Building $4,980	$6,126 Land $402 Building $5,724

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32 Nowick Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Nowick Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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