32 Nelson St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 32 Nelson St, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,585 sqft · built 1925
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$413,000 (Jul 2021)
Tax Bill	$3,900 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`241 0000 0082 A`

Property Details

APN / Parcel Number

Primary APN	`241 0000 0082 A`
Alternative APN	`LAWR M:0241 B:0000 L:0082`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,585 sqft Living Area
Gross Area	2,746 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	241 0000 0082 A
Street Address	32 NELSON ST
City	LAWRENCE
State	MA
Zip	01841-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	82
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3010
Census Tract	250200

Owner

32 Nelson St is owned and occupied by an individual who bought it in July 2021.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 NELSON ST, LAWRENCE, MA 01841-4018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 9, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 14, 2017	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Apr 14, 2017 · Amount on File
Deed Book / Page	17023 / 162
Prior Transfer Date	Jul 8, 2021
Prior Transfer Doc	017023-162
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	32 NELSON ST, LAWRENCE, MA 01841-4018
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017076-346
Date	Aug 11, 2021
Book Page	17076/346
Instrument	26867

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jul 9, 2021
Property Address	32 NELSON ST, LAWRENCE, MA 01841-4018
Document Number	017023-162
Book / Page	17023 / 162
Instrument Date	Jul 8, 2021
Instrument	22904
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 NELSON ST, LAWRENCE, MA 01841-4018

Mortgage

Document Number	0000022905
Date	Jul 9, 2021
Instrument	22905

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	017023-177
Date	Jul 9, 2021
Book Page	17023/177
Instrument	22906

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Apr 14, 2017
Property Address	32 NELSON ST, LAWRENCE, MA 01841-4018
Document Number	15047-300
Book / Page	015047 / 000300
Instrument Date	Apr 14, 2017
Instrument	9249
Transaction Type	Transfer
Record Updated	May 2, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	517 HAVERHILL ST LAWRENCE MA 018414204, LAWRENCE, MA 01841-4204

Mortgage

Document Number	15047-302
Date	Apr 14, 2017
Book Page	015047/000302
Instrument	9250

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 32 Nelson St was $3,900, up 5.2% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,900.00 (+5.18%)	$451,400 (+7.12%) Land $149,900 Building $301,500	$522,662 (+39.35%)
2025	$3,708.00 (+3.63%)	$421,400 (+8.95%) Land $119,900 Building $301,500	$375,060
2024	$3,578.00 (-0.94%)	$386,800 (+8.8%) Land $115,900 Building $270,900
2023	$3,612.00	$355,500 Land $101,500 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Nelson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Nelson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Nelson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures